Beaufort County property record for 31 Independence Pl, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,804 sqft · built 2016 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $306,000 (Jan 2016) |
| Tax Bill | $2,714 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 242001836 |
| Primary APN | 242001836 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,804 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 242001836 |
|---|---|
| Street Address | 31 INDEPENDENCE PL |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-7858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT CO 24 SHELL HALL PH LL PB137 P164-165 |
| Legal Subdivision | SHELL HALL S/D PH IA BUCKWALTE |
| Legal Phase | LL |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 2106 |
Source: Beaufort County records · APN 242001836
Assessment roll updated September 13, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 31 INDEPENDENCE PL, BLUFFTON, SC 29910-7858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 09, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jan 06, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 15, 2016 · Amount on Record |
| Deed Sale | Jan 15, 2016 · Amount on Record |
| Deed Document Number | 2016002294 |
| Deed Book / Page | 3456 / 0600 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 31 INDEPENDENCE PL, BLUFFTON, SC 29910-7858 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000045753 |
|---|---|
| Date | Aug 09, 2022 |
| Book Page | 4172/1046 |
| Instrument | 2022045753 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 31 INDEPENDENCE PL, BLUFFTON, SC 29910-7858 |
| Document Number | 0000002488 |
| Instrument Date | Jan 06, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 31 INDEPENDENCE PL BLUFFTON SC 299107858, BLUFFTON, SC 29910-7858 |
| Document Number | 0000002488 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 003957/003081 |
| Instrument | 2488 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 11, 2046 |
Source: Beaufort County records · Assessment roll updated September 13, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,714.00 (+0.04%) | $15,760 (-28.49%) | |
| 2024 | $2,713.00 | $22,040 (-) Land $3,000 Building $19,040 | $551,000 (-) Land $75,000 Building $476,000 |
| 2023 | $2,713.00 (+8.39%) | $22,040 (+63.21%) Land $3,000 Building $19,040 | $551,000 (+63.21%) Land $75,000 Building $476,000 |
| 2022 | $2,503.00 Homeowner's exemption | $13,504 Land $1,400 Building $12,104 | $337,600 Land $35,000 Building $302,600 |
Source: FEMA National Flood Hazard Layer as of March 23, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 135 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 135 in force |
| Nearby Flood Claims | 5 (2016–2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
Based on FCC filings for 132 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BJW&SA serves 164,829 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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