31 Highland Estates Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 31 Highland Estates Dr, Murphy, NC 28906

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,044 sqft · built 1985
Lot Size1.64 acres (71,438 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (Mar 2026)
Tax Bill$654 (2025)
Deeds & MortgagesMar 2026 Foreclosure
Apr 2021 Transfer
Flood ZoneZone X (minimal risk)
APN550103115530000

Property Details

APN / Parcel Number

Primary APN550103115530000
Alternative APN
  • 54313

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,044 sqft Heated Area
Gross Area2,568 sqft
1st Floor Area1,044 sqft
Basement Area238 sqft
Unfinished Basement238 sqft
FlooringVinyl/Resilient
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area71,438 sqft (1.64 acres)
Lot Dimensions258 ft deep x 237 ft wide
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchPatio
Porch Area802 sqft
Deck Area176 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number54313
Street Address31 HIGHLAND ESTATES DR
CityMURPHY
StateNC
Zip28906-7071
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 6 HIGHLANDS EST & LT 10 TR 14 BOURNE SUB
Legal SubdivisionBOURNE SUB
Legal Tract14
Legal Lot Number6,10
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group2
Census Block2024
Census Tract930501

Owner

Source: Cherokee County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address31 HIGHLAND ESTATES DR, MURPHY, NC 28906-7071
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2026Public Action, Foreclosure
Apr 16, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 9, 2026 · Amount on Record
Deed SaleMar 9, 2026 · Amount on Record
Deed Document Number20261111
Deed Book / Page1796 / 1384
Prior Transfer DateApr 6, 2021
Prior Transfer Doc1678/343
Record UpdatedSep 20, 2026

March 2026: Public Action, Foreclosure

Document TypePublic Action
JurisdictionCHEROKEE NC
Recording DateMar 9, 2026
Property Address31 HIGHLAND ESTATES DR, MURPHY, NC 28906-7071
Document Number01796/1384
Book / Page1796 / 1384
Instrument DateFeb 19, 2026
Instrument1111
Transaction TypeForeclosure
Record UpdatedMar 17, 2026

Transaction

AmountAmount Recorded
Tax$440.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address7931 KAVANAGH CT, SARASOTA, FL 34240-7909

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 HIGHLAND ESTATES DR, MURPHY, NC 28906-7071
InvestorPossibly a Property Investor

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHEROKEE NC
Recording DateApr 16, 2021
Property Address31 HIGHLAND ESTATES DR, MURPHY, NC 28906-7071
Document Number1678/343
Book / Page1678 / 343
Instrument DateApr 6, 2021
Instrument2561
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address3935 DUNN DR, SARASOTA, FL 34233-1426

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$654.00$88,420 (-)$88,420 (-) Land $22,000 Building $66,420
2023$88,420$88,420 Land $22,000 Building $66,420

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims6 (2020–2025)
Most Recent ClaimApr 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · above 83% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
RiverStreet Networks
Fixed Wireless
10 / 1

May also be available: Peachtree Broadband Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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