135 Highland Estates Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 135 Highland Estates Dr, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 816 sqft · built 1985
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on Record
Last Sale	$78,000 (Dec 2008)
Tax Bill	$746 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550103118146000`

Property Details

APN / Parcel Number

Primary APN	`550103118146000`
Alternative APN	`28702`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	816 sqft Heated Area
Gross Area	2,704 sqft
1st Floor Area	816 sqft
Basement Area	408 sqft
Finished Basement	408 sqft
Unfinished Basement	408 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	182 ft deep x 343 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	272 sqft
Deck Area	256 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	28702
Street Address	135 HIGHLAND ESTATES DR
City	MURPHY
State	NC
Zip	28906-9031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 HIGHLAND ESTATES 1321/730
Legal Subdivision	HIGHLAND ESTATES
Legal Lot Number	19
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2024
Census Tract	930501

Owner

Source: Cherokee County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	135 HIGHLAND ESTATES DR, MURPHY, NC 28906-9031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2008 · Amount on Record
Deed Sale	Dec 11, 2008 · Amount on Record
Prior Sale	Apr 14, 2008 · Amount on Record
Deed Document Number	20087499
Deed Book / Page	1342 / 1014
Prior Transfer Date	Apr 1, 2008
Prior Transfer Doc	01321/0730
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	Sep 18, 2026
Property Address	135 HIGHLAND ESTATES DR, MURPHY, NC 28906-9031
Document Number	0000004861
Book / Page	1810 / 316
Instrument Date	Sep 16, 2026
Instrument	20264861
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 HIGHLAND ESTATES DR, MURPHY, NC 28906-9031

Mortgage

Document Number	0000004861,
Date	Sep 18, 2026
Book Page	1810/316
Instrument	20264861

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	135 HIGHLAND ESTATES DR, MURPHY, NC 28906-9031
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01707/1025
Date	Mar 29, 2022
Book Page	1707/1025
Instrument	2002

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$746.00	$102,770 (+13.08%)	$102,770 (+13.08%) Land $11,000 Building $91,770
2023		$90,880	$90,880 Land $11,000 Building $79,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2020–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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