31 Harding Ter, Dedham, MA 02026 Property Records

Norfolk County and Dedham Town property record for 31 Harding Ter, Dedham, MA 02026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,162 sqft · built 2000
Lot Size	0.201 acres (8,750 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (Sep 2019)
Tax Bill	$11,012 (2026)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DEDH M:0097 L:0032`

Property Details

APN / Parcel Number

Primary APN	`DEDH M:0097 L:0032`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,162 sqft Living Area
Gross Area	4,126 sqft
1st Floor Area	1,038 sqft
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,750 sqft (0.201 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	31 HARDING TER
City	DEDHAM
State	MA
Zip	02026-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HARDING TERRACE SEC E
Legal Lot Number	32
Jurisdiction	DEDHAM MA
Township / Civil Division	DEDHAM
Census Block Group	1
Census Block	1006
Census Tract	402102

Owner

Source: Norfolk County and Dedham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 HARDING TER, DEDHAM, MA 02026-2506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2019 · Amount on Record
Deed Sale	Sep 12, 2019 · Amount on Record
Deed Document Number	201981546
Deed Book / Page	37144 / 434
Prior Transfer Date	Sep 6, 2019
Prior Transfer Doc	37144-434
Record Updated	Oct 29, 2026

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DEDHAM MA
Recording Date	Sep 12, 2019
Property Address	31 HARDING TER, DEDHAM, MA 02026-2506
Document Number	37144-434
Book / Page	037144 / 000434
Instrument Date	Sep 6, 2019
Instrument	81546
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 MAIN ST #1 QUINCY MA 021697027, 1, QUINCY, MA 02169-7027

Mortgage

Document Number	37144-437
Date	Sep 12, 2019
Book Page	037144/000437
Instrument	81547

Lender

Name	ROCKLAND TR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

Tax Assessment & Valuation

Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Dedham Town
Unified School District	Dedham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,012.00 (+5.9%)	$895,300 (+8.67%) Land $323,500 Building $571,800	$929,332 (+8.5%)
2025	$10,398.00 (+0.76%)	$823,900 (-0.21%) Land $272,900 Building $551,000	$856,520 (+10.35%)
2024	$10,320.00 (+12.17%)	$825,600 (+15.23%) Land $258,400 Building $567,200	$776,150
2023	$9,200.00	$716,500 Land $229,400 Building $487,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	94 units insured incl. 86 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEDHAM WESTWOOD WATER DIST. serves 41,630 people · EPA ID MA3073000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Netafy Fixed Wireless	150 / 150
T-Mobile Fixed Wireless	100 / 20