31 Gloria St, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 31 Gloria St, Gorham, ME 04038

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,783 sqft · built 1975
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on Record
Last Sale$228,400 (Sep 2012)
Tax Bill$5,679 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Aug 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN81-0020-0030

Property Details

APN / Parcel Number

Primary APN81-0020-0030
Alternative APN
  • GRHM M:081 B:020 L:030

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,783 sqft Living Area
Gross Area3,815 sqft
1st Floor Area1,783 sqft
Basement Area884 sqft
Unfinished Basement192 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area65,340 sqft (1.5 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number81-0020-0030
Street Address31 GLORIA ST
CityGORHAM
StateME
Zip04038-2219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Block20
Legal Lot Number30
JurisdictionGORHAM ME
Township / Civil DivisionGORHAM
Census Block Group1
Census Block1003
Census Tract4100

Owner

Source: Cumberland County and Gorham Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address31 GLORIA ST, GORHAM, ME 04038-2219
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2026Deed of Trust, Mortgage · Line of Credit
TD BANK
Aug 20, 2025Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCING
Sep 3, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
TOWN & COUNTRY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2012 · Amount on Record
Deed SaleSep 12, 2012 · Amount on Record
Deed Document Number201251677
Deed Book / Page29921 / 300
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGORHAM ME
Recording DateJul 16, 2026
Property Address31 GLORIA ST, GORHAM, ME 04038-2219
Document Number0000029422
Book / Page42401 / 14
Instrument DateMay 7, 2026
Instrument202629422
Transaction TypeMortgage
Record UpdatedAug 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 GLORIA ST, GORHAM, ME 04038-2219

Mortgage

Document Number0000029422,
DateJul 16, 2026
Book Page42401/14
Instrument202629422
Lender
NameTD BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
Max Rate-1%

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGORHAM ME
Property Address31 GLORIA ST, GORHAM, ME 04038-2219
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0416660219
DateAug 20, 2025
Book Page41666/219
Instrument33091
Lender
NameAMERICAN FINANCING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGORHAM ME
Property Address31 GLORIA ST, GORHAM, ME 04038-2219
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0386210106
DateSep 3, 2021
Book Page38621/106
Instrument64012
Lender
NameTOWN & COUNTRY FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGorham Town
Unified School DistrictGorham (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,679.00 (+0.69%)$383,700 (-) Land $98,400 Building $285,300
2024$5,640.00 (+14.38%)$383,700 (-) Land $98,400 Building $285,300
2022$4,931.00$383,700 Land $98,400 Building $285,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gloria St

Nearby Streets

Search Property Records by Address or Parcel Number