12 Gloria St, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 12 Gloria St, Gorham, ME 04038

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,068 sqft · built 1975
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on Record
Last Sale	$575,000 (Mar 2023)
Tax Bill	$6,114 (2025)
Deeds & Mortgages	Mar 2023 Sale Jul 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GRHM M:081 B:020 L:001`

Property Details

APN / Parcel Number

Primary APN	`GRHM M:081 B:020 L:001`
Alternative APN	`3977`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,068 sqft Living Area
Gross Area	4,382 sqft
1st Floor Area	1,177 sqft
Basement Area	1,177 sqft
Unfinished Basement	1,177 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,984 sqft (1.4 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3977
Street Address	12 GLORIA ST
City	GORHAM
State	ME
Zip	04038-2218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	DINGLEY SPGS ESTS SEC B
Legal Block	20
Legal Lot Number	1
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	1
Census Block	1005
Census Tract	4100

Owner

Source: Cumberland County and Gorham Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 GLORIA ST, GORHAM, ME 04038-2218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Warranty Deed, Transfer
Jul 28, 2021	Deed of Trust, Mortgage · Line of Credit TRUCHOICE FEDERAL CREDIT UNION
Feb 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Mar 9, 2018	Intrafamily Transfer, Transfer RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2023 · Amount on Record
Deed Sale	Mar 31, 2023 · Amount on Record
Prior Sale	Mar 9, 2018 · Amount on Record
Deed Document Number	20239476
Deed Book / Page	40050 / 103
Transfer Doc	0347000028
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM ME
Recording Date	Mar 31, 2023
Property Address	12 GLORIA ST, GORHAM, ME 04038-2218
Document Number	0400500103
Book / Page	40050 / 103
Instrument Date	Mar 30, 2023
Instrument	9476
Transaction Type	Transfer
Record Updated	Apr 17, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	379 HANCOCK POND RD, SEBAGO, ME 04029-3003

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	12 GLORIA ST, GORHAM, ME 04038-2218
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0384770248
Date	Jul 28, 2021
Book Page	38477/248
Instrument	54155

Lender

Name	TRUCHOICE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	12 GLORIA ST, GORHAM, ME 04038-2218
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0378220273
Date	Feb 17, 2021
Book Page	37822/273
Instrument	11277

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GORHAM ME
Recording Date	Mar 9, 2018
Property Address	12 GLORIA ST, GORHAM, ME 04038-2218
Document Number	0347000028
Book / Page	34700 / 0028
Instrument	000000010956
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010957
Date	Mar 9, 2018
Instrument	000000010957

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 9, 2038

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,114.00 (+0.68%)	$413,100 (-) Land $97,700 Building $315,400
2024	$6,073.00 (+14.41%)	$413,100 (-) Land $97,700 Building $315,400
2022	$5,308.00	$413,100 Land $97,700 Building $315,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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