31 Gilbert Ave, Haverhill, MA 01832 Property Records

Essex County and Haverhill City property record for 31 Gilbert Ave, Haverhill, MA 01832

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,260 sqft · built 1920
Lot Size	0.12 acres (5,214 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Dec 2021)
Tax Bill	$3,717 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`503-236-12`

Property Details

APN / Parcel Number

Primary APN	`503-236-12`
Alternative APN	`HAVE M:0503 B:00236 L:12`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,260 sqft Living Area
Gross Area	2,312 sqft
Basement Area	644 sqft
Unfinished Basement	644 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,214 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	503-236-12
Street Address	31 GILBERT AVE
City	HAVERHILL
State	MA
Zip	01832-5227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	236
Legal Lot Number	12
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	2
Census Block	2014
Census Tract	260800

Owner

31 Gilbert Ave is owned and occupied by an individual who bought it in December 2021.

Source: Essex County and Haverhill City records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	31 GILBERT AVE, HAVERHILL, MA 01832-5227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Quit Claim Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Mar 8, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 3, 2020	Personal Representative Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021 · Amount on File
Deed Sale	Dec 30, 2021 · Amount on File
Deed Book / Page	40620 / 115
Prior Transfer Date	Dec 29, 2021
Prior Transfer Doc	4062000115
Record Updated	Oct 29, 2026

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	Dec 30, 2021
Property Address	31 GILBERT AVE, HAVERHILL, MA 01832-5227
Document Number	040620-115
Book / Page	40620 / 115
Instrument Date	Dec 29, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 GILBERT AVE, HAVERHILL, MA 01832-5227

Mortgage

Document Number	0040620117
Date	Dec 30, 2021
Instrument	40620/117

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	Mar 8, 2021
Property Address	31 GILBERT AVE, HAVERHILL, MA 01832-5227
Document Number	39622-19
Book / Page	39622 / 19
Instrument Date	Aug 19, 2020
Instrument	20210308004810
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 GILBERT AVE, HAVERHILL, MA 01832-5227

August 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	HAVERHILL MA
Recording Date	Aug 3, 2020
Property Address	31 GILBERT AVE, HAVERHILL, MA 01832-5227
Document Number	38780-449
Book / Page	038780 / 000449
Instrument Date	Jul 30, 2020
Instrument	3003380
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 GILBERT AVE HAVERHILL MA 018325227, HAVERHILL, MA 01832-5227

Tax Assessment & Valuation

The 2025 property tax bill for 31 Gilbert Ave was $3,717, up 4.8% from the year before.

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,717.00 (+4.76%)	$347,100 (+4.08%) Land $143,200 Building $203,900	$403,180
2024	$3,548.00 (+4.6%)	$333,500 (+9.63%) Land $141,600 Building $191,900
2023	$3,392.00	$304,200 Land $129,600 Building $174,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Gilbert Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 units insured incl. 6 condo units
Nearby Flood Claims	18 (1978–2010)
Claims Outside the SFHA	6 of 18
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims Severe Storms And Flooding, May 2006 · 6 claims Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Gilbert Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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