16 Gilbert Ave, Haverhill, MA 01832 Property Records

Essex County and Haverhill City property record for 16 Gilbert Ave, Haverhill, MA 01832

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,023 sqft · built 1910
Lot Size	0.076 acres (3,332 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Oct 1987)
Tax Bill	$6,876 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Mar 2024 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`503-235-10`

Property Details

APN / Parcel Number

Primary APN	`503-235-10`
Alternative APN	`HAVE M:0503 B:00235 L:10`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,023 sqft Living Area
Gross Area	3,928 sqft
Basement Area	943 sqft
Unfinished Basement	943 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	3,332 sqft (0.076 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	503-235-10
Street Address	16 GILBERT AVE
City	HAVERHILL
State	MA
Zip	01832-5228
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Block	235
Legal Lot Number	10
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	2
Census Block	2014
Census Tract	260800

Owner

Source: Essex County and Haverhill City records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	16 GILBERT AVE, HAVERHILL, MA 01832-5228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2025	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Mar 18, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Mar 31, 2017	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 1987 · Amount on File
Deed Sale	Oct 15, 1987 · Amount on File
Record Updated	Jun 8, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	16 GILBERT AVE, HAVERHILL, MA 01832-5228
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042674-334
Date	Apr 22, 2025
Book Page	42674/334
Instrument	20250422003150

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	16 GILBERT AVE, HAVERHILL, MA 01832-5228
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042026-597
Date	Mar 18, 2024
Book Page	42026/597
Instrument	20240318000210

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	16 GILBERT AVE, HAVERHILL, MA 01832-5228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35772-211
Date	Mar 31, 2017
Book Page	35772/211
Instrument	712

Lender

Name	HOME POINT FINL CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,876.00 (+12.21%)	$642,000 (+11.48%) Land $140,000 Building $502,000
2024	$6,128.00 (+5.09%)	$575,900 (+10.11%) Land $138,600 Building $437,300
2023	$5,831.00	$523,000 Land $126,800 Building $396,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 units insured incl. 6 condo units
Nearby Flood Claims	18 (1978–2010)
Claims Outside the SFHA	6 of 18
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims Severe Storms And Flooding, May 2006 · 6 claims Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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