31 Gardendale Dr, Jacksonville, IL 62650 Property Records

Morgan County property record for 31 Gardendale Dr, Jacksonville, IL 62650

Property Summary

Property Type	Duplex
Details	2,318 sqft · built 1977
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on File
Last Sale	$37,833 (May 2005)
Tax Bill	$4,300 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-24-221-019`

Property Details

APN / Parcel Number

Primary APN	`08-24-221-019`

Interior

Building Area	2,318 sqft Total Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Duplex Single
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	132 ft deep x 90 ft wide

Location & Zoning

Street Address	31 GARDENDALE DR
City	JACKSONVILLE
State	IL
Zip	62650-1770
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	RNG/BLK: TWP:0 SECT/LOT: CITY OF JACKSONVILLE WESTFAIR 6TH ADDITION LT 1 LT 90FT X 132FT DD7-4714 12-86 89,000
Legal Range	11W
Legal Township	15N
Legal Section	24
Legal Subdivision	WESTFAIR 6TH ADDITION
Legal Lot Number	1
Jurisdiction	MORGAN IL
Township / Civil Division	JACKSONVILLE NO. 10
Census Block Group	1
Census Block	1021
Census Tract	951900

Owner

Source: Morgan County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	31 GARDENDALE DR, JACKSONVILLE, IL 62650-1770
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF NV
Feb 22, 2021	Warranty Deed, Transfer · Line of Credit THE FIRST NATIONAL BANK OF ARENZVIL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2005 · Amount on File
Deed Sale	May 31, 2005 · Amount on File
Prior Sale	Jan 7, 2002 · Amount on File
Deed Document Number	2005541383
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Recording Date	Jun 9, 2026
Property Address	31 GARDENDALE DR, JACKSONVILLE, IL 62650-1770
Document Number	0000660292
Instrument Date	Jun 5, 2026
Instrument	2026660292
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000660292,
Date	Jun 9, 2026
Instrument	2026660292

Lender

Name	FIRST NATIONAL BANK OF NV

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 5, 2036

Interest

Rate Type	Adjustable Rate
Rate	12.9%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	Feb 22, 2021
Property Address	31 GARDENDALE DR, JACKSONVILLE, IL 62650-1770
Document Number	0000636176
Instrument Date	Feb 22, 2021
Instrument	636176
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 GARDENDALE DR, JACKSONVILLE, IL 62650-1770

Mortgage

Document Number	0000636177
Date	Feb 22, 2021
Instrument	636177

Lender

Name	THE FIRST NATIONAL BANK OF ARENZVIL
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Morgan County
Municipality	Jacksonville City
Unified School District	Jacksonville School District 117 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,300.00 (+9.36%)	$55,750 (+67.27%) Land $8,500 Building $47,250	$167,250 (+67.27%) Land $25,500 Building $141,750
2024	$3,932.00 (+23.84%)
2023		$33,330 (-) Land $8,500 Building $24,830	$99,990 (-) Land $25,500 Building $74,490
2022	$3,175.00 (+2.16%)	$33,330 Land $8,500 Building $24,830	$99,990 Land $25,500 Building $74,490
2021	$3,108.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1982)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSONVILLE serves 19,903 people · EPA ID IL1370200
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Illinois Net.

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