15 Gardendale Dr, Jacksonville, IL 62650 Property Records

Morgan County property record for 15 Gardendale Dr, Jacksonville, IL 62650

Property Summary

Property Type	Duplex
Details	2,488 sqft · built 1977
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Trust Names on File
Last Sale	$349,000 (May 2021)
Tax Bill	$4,329 (2025)
Deeds & Mortgages	May 2016 Line of Credit May 2021 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-24-221-014`

Property Details

APN / Parcel Number

Primary APN	`08-24-221-014`

Interior

Building Area	2,488 sqft Total Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Duplex Single
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	132 ft deep x 95 ft wide

Location & Zoning

Street Address	15 GARDENDALE DR
City	JACKSONVILLE
State	IL
Zip	62650-2298
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	RNG/BLK: TWP:0 SECT/LOT: CITY OF JACKSONVILLE WESTFAIR 6TH ADDITION LT 6 LT 95FT X 132FT DD5-3599 9-80 80,000
Legal Range	11W
Legal Township	15N
Legal Section	24
Legal Subdivision	WESTFAIR 6TH ADDITION
Legal Lot Number	6
Jurisdiction	MORGAN IL
Township / Civil Division	JACKSONVILLE NO. 10
Census Block Group	1
Census Block	1021
Census Tract	951900

Owner

15 Gardendale Dr, a duplex, is held in a trust since August 2025.

Source: Morgan County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	2871 LOW WATER RD, FRANKLIN, IL 62638-5027
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 11, 2016	Deed of Trust, Mortgage · Line of Credit JACKSONVILLE SAVINGS BANK
May 11, 2021	Warranty Deed, Transfer · Line of Credit PRAIRIE STATE BANK & TRUST
Apr 11, 2014	Warranty Deed, Transfer · Commercial Mortgage JACKSONVILLE SAVINGS BANK
Oct 6, 2005	Warranty Deed, Transfer THE FARMERS STATE BANK AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2021 · Amount on File
Deed Sale	May 11, 2021 · Amount on File
Prior Sale	Nov 4, 2014 · Amount on File
Deed Document Number	2021637431
Last Transfer Date	Aug 18, 2025
Transfer Doc	0000656561
Record Updated	Sep 20, 2026

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	15 GARDENDALE DR, JACKSONVILLE, IL 62650-2298
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000611637
Date	May 11, 2016
Instrument	611637

Lender

Name	JACKSONVILLE SAVINGS BANK
Type	Bank
Address	JACKSONVILLE, IL 62650

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	35 Months
Due	Apr 1, 2019

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	May 11, 2021
Property Address	15 GARDENDALE DR, JACKSONVILLE, IL 62650-2298
Document Number	0000637431
Instrument Date	May 10, 2021
Instrument	637431
Transaction Type	Transfer
Record Updated	May 5, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$523.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1296, JACKSONVILLE, IL 62651-1296

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2871 LOW WATER RD, FRANKLIN, IL 62638-5027

Mortgage

Document Number	0000637432
Date	May 11, 2021
Instrument	637432

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 1, 2026

April 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	Apr 11, 2014
Property Address	15 GARDENDALE DR, JACKSONVILLE, IL 62650-2298
Document Number	0000600754
Instrument Date	Apr 7, 2014
Instrument	600754
Transaction Type	Transfer
Record Updated	May 5, 2026
Title Company	ILLINOIS REAL ESTATE TITLE C

Transaction

Tax	$0.00
Amount Accuracy	Not Readable on Document
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1512 STONEBROOKE DR, EDWARDSVILLE, IL 62025-4291

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 W STATE ST, JACKSONVILLE, IL 62650-2064
Investor	Possibly a Property Investor

Mortgage

Document Number	0000600756
Date	Apr 11, 2014
Instrument	600756

Lender

Name	JACKSONVILLE SAVINGS BANK
Type	Non-Lending Institution
Address	JACKSONVILLE, IL 62650

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 1, 2019

October 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	Oct 6, 2005
Property Address	15 GARDENDALE DR, JACKSONVILLE, IL 62650-2298
Document Number	0000544365
Instrument Date	Oct 6, 2005
Instrument	544365
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 CAROBETH CIR, JACKSONVILLE, IL 62650-2675

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2121 W DIVISION ST APT 2, 2, CHICAGO, IL 60622-2948
Investor	Possibly a Property Investor

Mortgage

Document Number	0000544366
Date	Oct 6, 2005
Instrument	544366

Lender

Name	THE FARMERS STATE BANK AND TRUST CO
Type	Non-Lending Institution
Address	JACKSONVILLE, IL 62650

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 15 Gardendale Dr was $4,329, up 7.8% from the year before.

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Morgan County
Municipality	Jacksonville City
Unified School District	Jacksonville School District 117 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,329.00 (+7.79%)	$50,080 Land $8,500 Building $41,580	$150,240 Land $25,500 Building $124,740
2024	$4,016.00
2023		$35,000 (-) Land $8,500 Building $26,500	$105,000 (-) Land $25,500 Building $79,500
2022	$3,334.00 (+2.14%)	$35,000 Land $8,500 Building $26,500	$105,000 Land $25,500 Building $79,500
2021	$3,264.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15 Gardendale Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1982)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Gardendale Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSONVILLE serves 19,903 people · EPA ID IL1370200
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Illinois Net.

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