31 Forest Ave, Cumberland, RI 02864 Property Records

Cumberland Town property record for 31 Forest Ave, Cumberland, RI 02864

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,387 sqft · built 1929
Lot Size	0.387 acres (16,858 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,000 (Aug 1988)
Tax Bill	$5,937 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4-0027-60`

Property Details

APN / Parcel Number

Primary APN	`4-0027-60`
Alternative APN	`CUMB M:003 B:0172 L:000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,387 sqft Living Area
Gross Area	4,468 sqft
1st Floor Area	1,697 sqft
Basement Area	1,634 sqft
Unfinished Basement	1,634 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Triplex
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,858 sqft (0.387 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4-0027-60
Street Address	31 FOREST AVE
City	CUMBERLAND
State	RI
Zip	02864-7709
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	110
Legal Block	172
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	4
Census Block	4011
Census Tract	11200

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 FOREST AVE, CUMBERLAND, RI 02864-7709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Mar 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 1988 · Amount on Record
Deed Sale	Aug 26, 1988 · Amount on Record
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	31 FOREST AVE, CUMBERLAND, RI 02864-7709
Transaction Type	Mortgage
Record Updated	Dec 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001967-624
Date	Nov 16, 2023
Book Page	1967/624
Instrument	141470

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	31 FOREST AVE, CUMBERLAND, RI 02864-7709
Document Number	1797-818
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 FOREST AVE CUMBERLAND RI 028647709, CUMBERLAND, RI 02864-7709

Mortgage

Document Number	1797-818
Date	Mar 29, 2019
Book Page	001797/000818

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 28, 2034

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,937.00 (+16.87%)	$593,100 (+43.26%) Land $207,600 Building $385,500
2025	$5,080.00 (+5.59%)	$414,000 (-) Land $105,400 Building $308,600
2023	$4,811.00 (+12.93%)	$414,000 (+45.67%) Land $105,400 Building $308,600
2022	$4,260.00	$284,200 Land $77,300 Building $206,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (2001–2010)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2010 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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