Hampden County and Chicopee City property record for 31 Ferry St, Chicopee, MA 01013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,030 sqft · built 1915 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Jun 2025) |
| Tax Bill | $3,605 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 527-00024 |
| Primary APN | 527-00024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,030 sqft Living Area |
| Gross Area | 2,878 sqft |
| 1st Floor Area | 842 sqft |
| Attic | Attic |
| Attic Area | 750 sqft |
| Basement Area | 330 sqft |
| Unfinished Basement | 330 sqft |
| Game Room | Game Room |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,200 sqft (0.165 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Account Number | 527-00024 |
|---|---|
| Street Address | 31 FERRY ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-2321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 811101 |
Source: Hampden County and Chicopee City records · APN 527-00024
Assessment roll updated April 14, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 FERRY ST, CHICOPEE, MA 01013-2321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| Jun 02, 2025 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEW AMERICAN FUNDING |
| Jun 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 2025 · Amount on Record |
| Deed Sale | Jun 02, 2025 · Amount on Record |
| Prior Sale | Sep 16, 1996 · Amount on Record |
| Deed Document Number | 202524332 |
| Deed Book / Page | 25885 / 500 |
| Transfer Doc | 1447000220 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Apr 15, 2026 |
| Property Address | 31 FERRY ST, CHICOPEE, MA 01013-2321 |
| Document Number | 026291-431 |
| Book / Page | 26291 / 431 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202616197 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship, 153 |
| Address | 31 FERRY ST, CHICOPEE, MA 01013-2321 |
| Document Number | 0000016197, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 26291/431 |
| Instrument | 202616197 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jun 02, 2025 |
| Property Address | 31 FERRY ST, CHICOPEE, MA 01013-2321 |
| Document Number | 025885-500 |
| Book / Page | 25885 / 500 |
| Instrument Date | Jun 02, 2025 |
| Instrument | 24332 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 31 FERRY ST, CHICOPEE, MA 01013-2321 |
| Document Number | 0025885502 |
|---|---|
| Date | Jun 02, 2025 |
| Instrument | 25885/502 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 31 FERRY ST, CHICOPEE, MA 01013-2321 |
| Document Number | 22729-364 |
| Instrument Date | Jun 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 31 FERRY ST CHICOPEE MA 010132321, CHICOPEE, MA 01013-2321 |
| Document Number | 22729-364 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 022729/000364 |
| Instrument | 34838 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 26, 2049 |
Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,605.00 (+5.22%) | $237,800 (+2.46%) Land $87,000 Building $150,800 | $272,650 |
| 2024 | $3,426.00 (+6.23%) | $232,100 (+9.02%) Land $85,400 Building $146,700 | |
| 2023 | $3,225.00 | $212,900 Land $77,600 Building $135,300 |
Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Chicopee Municipal Lighting Plant Fiber | 1,000 / 1,000 |
May also be available: AT&T, Verizon, Xfinity.
Based on FCC filings for 377 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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