21 Ferry St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 21 Ferry St, Chicopee, MA 01013

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	5 bd · 3 ba · 2,219 sqft · built 1932
Lot Size	0.275 acres (12,000 sqft)
Owner	Company Name on Record
Last Sale	$510,000 (Dec 2023)
Tax Bill	$7,660 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`527-00027`

Property Details

APN / Parcel Number

Primary APN	`527-00027`
Alternative APN	`CHIC M:0527 P:00027`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Units	3 Units
Building Area	2,219 sqft Living Area
Gross Area	4,481 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Exterior Material	Brick
Lot Area	12,000 sqft (0.275 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	527-00027
Street Address	21 FERRY ST
City	CHICOPEE
State	MA
Zip	01013-2375
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	5
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2007
Census Tract	811101

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	24 HAWTHORNE ST, 2, ROXBURY, MA 02119-1411
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Quit Claim Deed, Transfer · Commercial Mortgage GREENFIELD COOPERATIVE BANK
Feb 20, 2020	Deed of Trust, Mortgage · Commercial Mortgage GREENFIELD COOPERATIVE BANK
Sep 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2023 · Amount on Record
Deed Sale	Dec 19, 2023 · Amount on Record
Prior Sale	Sep 25, 2019 · Amount on Record
Deed Document Number	202360356
Deed Book / Page	25265 / 556
Record Updated	Oct 29, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Dec 19, 2023
Property Address	21 FERRY ST, CHICOPEE, MA 01013-2375
Document Number	025265-556
Book / Page	25265 / 556
Instrument Date	Dec 19, 2023
Instrument	60356
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 HAWTHORNE ST # 20, 20, ROXBURY, MA 02119-1411

Mortgage

Document Number	0000060358
Date	Dec 19, 2023
Instrument	60358

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	21 FERRY ST, CHICOPEE, MA 01013-2375
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023094-356
Date	Feb 20, 2020
Book Page	23094/356
Instrument	9424

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Sep 25, 2019
Property Address	21 FERRY ST, CHICOPEE, MA 01013-2375
Document Number	22871-234
Book / Page	022871 / 000234
Instrument Date	Sep 23, 2019
Instrument	55444
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,232.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	36 WELLINGTON DR EAST LONGMEADOW MA 010282672, EAST LONGMEADOW, MA 01028-2672

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,660.00 (+0.78%)	$502,600 (+0.24%) Land $95,200 Building $407,400
2025	$7,601.00 (+46.62%)	$501,400 (+42.77%) Land $86,400 Building $415,000	$487,160
2024	$5,184.00 (+7.13%)	$351,200 (+9.96%) Land $84,700 Building $266,500
2023	$4,839.00	$319,400 Land $77,000 Building $242,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000

May also be available: AT&T, Verizon, Xfinity.

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