31 Elm Dr, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 31 Elm Dr, Baltimore, MD 21220

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,713 sqft · built 1942
Lot Size0.163 acres (7,128 sqft)
OwnerIndividual Name on Record
Last Sale$133,000 (Jul 2006)
Tax Bill$1,261 (2023)
Deeds & MortgagesDec 2025 Line of Credit
May 2019 Line of Credit
+ 1 more
APN15-1507581740

Property Details

APN / Parcel Number

Primary APN15-1507581740
Alternative APN
  • 1507581740

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,713 sqft Total Area
1st Floor Area924 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Architectural StyleConventional
Exterior MaterialSiding
Lot Area7,128 sqft (0.163 acres)
Lot Width85 ft Width
PorchOpen Porch
Porch Area45 sqft
Deck Area50 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number1507581740
Street Address31 ELM DR
CityBALTIMORE
StateMD
Zip21220-5534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description31 ELM DR STANSBURY MANOR
Legal Section04
Legal SubdivisionSTANSBURY MANOR SEC IV
Legal Lot Number121
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group2
Census Block2005
Census Tract451600

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address31 ELM DR, BALTIMORE, MD 21220-5534
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2025Deed of Trust, Mortgage · Line of Credit
PEAKE FCU
May 21, 2019Deed of Trust, Mortgage · Line of Credit
BALTIMORE COUNTY EMPLOYEES FCU
Jul 19, 2021Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2006 · Amount on Record
Deed SaleJul 26, 2006 · Amount on Record
Prior SaleSep 17, 2001 · Amount on Record
Deed Document Number342960
Deed Book / Page24205 / 410
Record UpdatedJun 7, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address31 ELM DR, BALTIMORE, MD 21220-5534
Transaction TypeMortgage
Record UpdatedJan 14, 2026
Title CompanyCOMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 ELM DR, MIDDLE RIVER, MD 21220-5534

Mortgage

Document Number0508610044
DateDec 30, 2025
Book Page50861/44
Lender
NamePEAKE FCU
TypeCredit Union
AddressTOWSON, MD 21204
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 30, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address31 ELM DR, BALTIMORE, MD 21220-5534
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyCOLONY TITLE GROUP LTD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0414410418
DateMay 21, 2019
Book Page41441/418
Lender
NameBALTIMORE COUNTY EMPLOYEES FCU
TypeCredit Union
AddressTOWSON, MD 21204
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueApr 30, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address31 ELM DR, BALTIMORE, MD 21220-5534
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0451300322
DateJul 19, 2021
Book Page45130/322
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2036

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,261.00 Homeowner's exemption$178,600 Land $62,000 Building $116,600$178,600 Land $62,000 Building $116,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 42 policies
Nearby Flood Policies42 in force
Nearby Flood Claims63 (1979–2024)
Claims Outside the SFHA12 of 63
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
Believe Broadband
Fixed Wireless
500 / 100

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