20 Elm Dr, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 20 Elm Dr, Baltimore, MD 21220

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,385 sqft · built 1942
Lot Size0.132 acres (5,768 sqft)
OwnerIndividual Name on Record
Last Sale$110,000 (Jul 2022)
Tax Bill$3,107 (2024)
Deeds & MortgagesJul 2022 Sale & Mortgage
Feb 2019 Transfer
APN15-1502006400

Property Details

APN / Parcel Number

Primary APN15-1502006400
Alternative APN
  • 1502006400

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,385 sqft Living Area
1st Floor Area1,385 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,768 sqft (0.132 acres)
Lot Dimensions103 ft deep x 52.8 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1502006400
Street Address20 ELM DR
CityBALTIMORE
StateMD
Zip21220-5535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTANSBURY MANOR
Legal SubdivisionSTANSBURY MANOR
Legal Block2
Legal Lot Number22
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group2
Census Block2014
Census Tract451600

Owner

Source: Baltimore County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 ELM DR, MIDDLE RIVER, MD 21220-5535
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2022Deed, Transfer · VA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Feb 22, 2019Quit Claim Deed, Transfer
HARBOR CITY RESEARCH INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2022 · Amount on Record
Deed SaleJul 29, 2022 · Amount on Record
Record UpdatedOct 29, 2026

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateJul 29, 2022
Property Address20 ELM DR, BALTIMORE, MD 21220-5535
Document Number0472070077
Book / Page47207 / 77
Map ReferenceMB 13 FO 138
Instrument DateJul 21, 2022
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyCARDINAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address20 ELM DR, BALTIMORE, MD 21220-5535

Mortgage

Document Number0047207082
DateJul 29, 2022
Instrument47207-082
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBALTIMORE MD
Recording DateFeb 22, 2019
Property Address20 ELM DR, BALTIMORE, MD 21220-5535
Document Number0411600427
Book / Page041160 / 000427
Instrument DateJan 30, 2019
Transaction TypeTransfer
Record UpdatedMar 7, 2019
Title CompanyHARBOR CITY RESEARCH INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address20 ELM DR BALTIMORE MD 212205535, BALTIMORE, MD 21220-5535

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$214,267 (+21.6%)$233,300 (+32.41%) Land $61,900 Building $171,400
2024$3,107.00 (+118.19%)
2023$1,424.00$176,200 Land $60,700 Building $115,500$176,200 Land $60,700 Building $115,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 42 policies
Nearby Flood Policies42 in force
Nearby Flood Claims63 (1979–2024)
Claims Outside the SFHA12 of 63
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
Believe Broadband
Fixed Wireless
500 / 100

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