31 Ed Stephens Rd, Pine Knot, KY 42635 Property Records

McCreary County property record for 31 Ed Stephens Rd, Pine Knot, KY 42635

Property Summary

Property TypeSingle Family Home
Lot Size1 acres (43,560 sqft)
Owner2 Individuals on Record
Last Sale$120,000 (Dec 2020)
Tax Bill$924 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN173-00-00-027.02

Property Details

APN / Parcel Number

Primary APN173-00-00-027.02
Alternative APN
  • 21435

Exterior

Lot Area43,560 sqft (1 acres)

Location & Zoning

Street Address31 ED STEPHENS RD
CityPINE KNOT
StateKY
Zip42635-9128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 AC & HSE
Legal SubdivisionMYRTLE C BALL ESTATE BOUNDARY SURVEY
Legal Tract1
JurisdictionMCCREARY KY
Township / Civil DivisionPINE KNOT
Census Block Group3
Census Block3007
Census Tract960401

Owner

Source: McCreary County assessment roll, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address31 ED STEPHENS RD, PINE KNOT, KY 42635-9128
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 2020 · Amount on Record
Deed SaleDec 14, 2020 · Amount on Record
Deed Document Number2020132550
Deed Book / Page224 / 200
Last Transfer DateFeb 7, 2025
Transfer Doc00D241/176
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCCREARY KY
Recording DateJun 2, 2021
Property Address31 ED STEPHENS RD, PINE KNOT, KY 42635-9128
Document Number00D225/610
Book / PageD225 / 610
Map ReferenceDB 222 PG 329
Instrument DateMay 13, 2021
Instrument133910
Transaction TypeTransfer
Record UpdatedJan 28, 2026
Title CompanyKENTUCKY LAND TITLE, KENTUCKY MTN LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$154.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address362 OLD WHITLEY RD, LONDON, KY 40744-8212

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 ED STEPHENS RD, PINE KNOT, KY 42635-9128

Mortgage

Document Number133911M231744
DateJun 2, 2021
Instrument133911M231744
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: McCreary County assessment roll, as of January 30, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyMcCreary County
Unified School DistrictMcCreary County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$924.00 (-1.49%)$115,000 (-)$115,000 (-)
2023$938.00$115,000$115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 85% of Kentucky
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCCREARY COUNTY WATER DISTRICT
serves 34,439 people · EPA ID KY0740276
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Highland Telephone Cooperative
Fiber
1,000 / 1,000

May also be available: Spectrum.

Nearby Properties on Ed Stephens Rd

Nearby Streets

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