31 E O St, Sparks, NV 89431 Property Records

Washoe County property record for 31 E O St, Sparks, NV 89431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,067 sqft · built 1956
Lot Size	0.142 acres (6,186 sqft)
Owner	Individual Name on Record
Last Sale	$273,000 (Jul 2020)
Tax Bill	$685 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-383-14`

Property Details

APN / Parcel Number

Primary APN	`028-383-14`
Alternative APN	`54808`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,067 sqft Living Area
1st Floor Area	1,067 sqft

Exterior

Year Built	Built 1956
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	6,186 sqft (0.142 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	470 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	54808
Street Address	31 E O ST
City	SPARKS
State	NV
Zip	89431-3254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-6
Legal Description	GREENBRAE TERRACE 9 LT 4 BLK 36
Legal Range	20
Legal Township	19
Legal Subdivision	GREENBRAE TERRACE SUB ADD 9
Legal Block	36
Legal Lot Number	4
Jurisdiction	WASHOE NV
Township / Civil Division	SPARKS
Census Block Group	3
Census Block	3009
Census Tract	2902

Owner

Source: Washoe County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	31 E O ST, SPARKS, NV 89431-3254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 16, 2020	Bargain and Sale Deed, Transfer · FHA Mortgage GREATER NEVADA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Prior Sale	Apr 30, 1999 · Amount on Record
Deed Document Number	5053723
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	31 E O ST, SPARKS, NV 89431-3254
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005389379
Date	Jun 30, 2023
Instrument	5389379

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Jul 16, 2020
Property Address	31 E O ST, SPARKS, NV 89431-3254
Document Number	0005053723
Map Reference	MAP 516
Instrument Date	Jul 14, 2020
Instrument	5053723
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TICOR TITLE RENO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,119.30
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 E O ST, 31, SPARKS, NV 89431-3254

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	650 SAWYER WAY, SPARKS, NV 89431-2266

Mortgage

Document Number	0005053724
Date	Jul 16, 2020
Instrument	5053724

Lender

Name	GREATER NEVADA LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Mortgage

Document Number	0005053725
Date	Jul 16, 2020
Instrument	5053725

Lender

Name	NEVADA HOUSING DIVISION
Type	Government Agency
Address	CARSON CITY, NV 89706

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Sparks City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$685.00 (+5.71%)	$49,760 (+8.01%) Land $33,565 Building $16,195	$142,171 (+8.01%) Land $95,900 Building $46,271
2023	$648.00	$46,071 Land $31,325 Building $14,746	$131,631 Land $89,500 Building $42,131

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: Tech Stack 4.

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