31 Dowers Way, Delmar, NY 12054 Property Records

Albany County and Bethlehem Town property record for 31 Dowers Way, Delmar, NY 12054

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,611 sqft · built 1998
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$220,795 (Jul 1998)
Tax Bill	$11,974 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012200 97.13-3-49`

Property Details

APN / Parcel Number

Primary APN	`012200 97.13-3-49`
Alternative APNs	`22000970130003049000` `09701300030490000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,611 sqft Living Area
1st Floor Area	1,382 sqft
2nd Floor Area	1,229 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	141 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	320 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	09701300030490000000
Street Address	31 DOWERS WAY
City	DELMAR
State	NY
Zip	12054-6707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	HASWELL FARMS DELMAR
Legal Subdivision	DELMAR
Legal Block	3
Legal Lot Number	49.000
Jurisdiction	ALBANY NY
Township / Civil Division	BETHLEHEM
Census Block Group	1
Census Block	1005
Census Tract	14303

Owner

31 Dowers Way is owned and occupied by two individuals who bought it in July 1998.

Source: Albany County and Bethlehem Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 DOWERS WAY, DELMAR, NY 12054-6707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEFCU
Apr 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL UN BK/KINDERHOOK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 1998 · Amount on File
Deed Sale	Jul 28, 1998 · Amount on File
Prior Sale	Jul 28, 1998 · Amount on File
Deed Book / Page	2608 / 440
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	31 DOWERS WAY, DELMAR, NY 12054-6707
Document Number	0000018938
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 DOWERS WAY DELMAR NY 120546707, DELMAR, NY 12054-6707

Mortgage

Document Number	0000018938
Date	Aug 28, 2020
Instrument	18938

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 27, 2030

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	31 DOWERS WAY, DELMAR, NY 12054-6707
Document Number	0000007833
Instrument Date	Apr 2, 2018
Transaction Type	Mortgage
Record Updated	May 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 DOWERS WAY DELMAR NY 120546707, DELMAR, NY 12054-6707

Mortgage

Document Number	0000007833
Date	Apr 10, 2018
Instrument	7833

Lender

Name	NATIONAL UN BK/KINDERHOOK
Type	Bank
Address	KINDERHOOK, NY 12106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 9, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 31 Dowers Way was $11,974.

Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Bethlehem Town
Unified School District	Bethlehem Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,974.00
2025		$360,000 Land $65,500 Building $294,500	$562,500 Land $102,344 Building $460,156
2023		$360,000 Land $65,500 Building $294,500	$480,000 Land $87,333 Building $392,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Dowers Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Dowers Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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