23 Dowers Way, Delmar, NY 12054 Property Records

Albany County and Bethlehem Town property record for 23 Dowers Way, Delmar, NY 12054

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,223 sqft · built 1999
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on File
Last Sale$201,783 (Mar 1999)
Tax Bill$9,809 (2026)
Deeds & MortgagesApr 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN012200 97.13-3-51

Property Details

APN / Parcel Number

Primary APN012200 97.13-3-51
Alternative APNs
  • 220009701300030510000000
  • 09701300030510000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,223 sqft Living Area
1st Floor Area1,218 sqft
2nd Floor Area1,005 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions114 ft deep x 111 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area225 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number09701300030510000000
Street Address23 DOWERS WAY
CityDELMAR
StateNY
Zip12054-6707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionHASWELL FARMS DELMAR
Legal SubdivisionDELMAR
Legal Block3
Legal Lot Number51.000
JurisdictionALBANY NY
Township / Civil DivisionBETHLEHEM
Census Block Group1
Census Block1005
Census Tract14303

Owner

23 Dowers Way is owned and occupied by an individual who bought it in March 1999.

Source: Albany County and Bethlehem Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address23 DOWERS WAY, DELMAR, NY 12054-6707
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 1999 · Amount on File
Deed SaleMar 12, 1999 · Amount on File
Prior SaleMar 12, 1999 · Amount on File
Deed Book / Page2625 / 256
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address23 DOWERS WAY, DELMAR, NY 12054-6707
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007307
DateApr 9, 2020
InstrumentR2020-07307
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount on Record
Term59 Months
DueMar 30, 2025
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 23 Dowers Way was $9,809 with exemptions applied.

Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionBethlehem Town
Unified School DistrictBethlehem Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,809.00 Homeowner's exemption Senior Citizen's exemption
2025$313,900 Land $65,500 Building $248,400$490,469 Land $102,344 Building $388,125
2023$313,900 Land $65,500 Building $248,400$418,533 Land $87,333 Building $331,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Dowers Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Dowers Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBETHLEHEM WD NO 1
serves 31,000 people · EPA ID NY0100191
Water SourceSurface water
Last State InspectionAug 2022
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880
Hudson Valley Wireless
Fixed Wireless
200 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dowers Way

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