Walton County property record for 31 Darrow Dr, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,740 sqft · built 1994 |
| Lot Size | 0.221 acres (9,627 sqft) |
| Owner | Individual Name on File |
| Last Sale | $775,000 (Jun 2023) |
| Tax Bill | $1,809 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-2S-21-42941-000-0700 |
| Primary APN | 29-2S-21-42941-000-0700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| Gross Area | 2,364 sqft |
| 1st Floor Area | 1,740 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,627 sqft (0.221 acres) |
| Lot Dimensions | 134 ft deep x 72 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 31 DARROW DR |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-3997 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | LOT 70 BAY BRIDGE LANDING PH 2 PB 8-59 OR 1216-238 OR 1252-5 OR 1819-63 OR 2984-3469 OR 3047-1715 OR 3283-2236 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 29 |
| Legal Subdivision | BAY BRIDGE LANDING PH 2 |
| Legal Phase | 2 |
| Legal Block | 7 |
| Legal Lot Number | 70 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 950608 |
Source: Walton County assessment roll, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6 GLEN ABBEY CT, MANSFIELD, TX 76063-3851 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 2, 2023 · Amount on Record |
| Deed Sale | Jun 2, 2023 · Amount on Record |
| Prior Sale | Mar 15, 2023 · Amount on Record |
| Deed Document Number | 202319655 |
| Deed Book / Page | 3291 / 2561 |
| Prior Transfer Date | Jun 3, 2015 |
| Prior Transfer Doc | 0029843469 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Mar 15, 2023 |
| Property Address | 31 DARROW DR, MIRAMAR BEACH, FL 32550-3997 |
| Document Number | 0032832236 |
| Book / Page | 3283 / 2236 |
| Map Reference | MB 8 PG 55 |
| Instrument Date | Mar 15, 2023 |
| Instrument | 20230008927 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2023 |
| Title Company | EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,605.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 186 BLAZE BLVD, FREEPORT, FL 32439-2384 |
| Name | Verified Name |
|---|---|
| Address | 778 SCENIC GULF DR, MIRAMAR BEACH, FL 32550-8005 |
| Document Number | 0032832238 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 3283/2238 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 31 DARROW DR, MIRAMAR BEACH, FL 32550-3997 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 31 DARROW DR, MIRAMAR BEACH, FL 32550-3997 |
| Document Number | 0031822969 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 3182/2969 |
| Instrument | 20210006422 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,809.00 (+2.26%) | $243,888 (-41.64%) | $383,862 (-8.14%) Land $99,750 Building $284,112 |
| 2024 | $1,769.00 (-15.6%) | ||
| 2023 | $2,096.00 (+1.45%) Homeowner's exemption | $417,888 (+2.25%) Land $82,178 Building $335,710 | $417,888 (+2.25%) Land $82,178 Building $335,710 |
| 2022 | $2,066.00 Homeowner's exemption | $408,703 Land $86,874 Building $321,829 | $408,703 Land $86,874 Building $321,829 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 148 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 12 (2004–2024) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
May also be available: T-Mobile USA.
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