Beaufort County property record for 31 Cutter Cir, Bluffton, SC 29909
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3 ba · 2,215 sqft · built 2000 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $725,000 (Oct 2025) |
| Tax Bill | $3,020 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Sep 2022 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08295329 |
| Primary APN | 08295329 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,215 sqft Living Area |
| 1st Floor Area | 2,056 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 695 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 31 CUTTER CIR |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29909-4312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4116 |
| Legal Description | LOT 87 RIVERBEND S/D BLK 101 A PB65 P141 PB77 P174 PB77 P68 PB91 P21-26 PB101 P7 |
| Legal Subdivision | RIVERBEND BY SUNCITY |
| Legal Block | 101 |
| Legal Lot Number | 87 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1115 |
| Census Tract | 2202 |
31 Cutter Cir is owned and occupied by two individuals who bought it in October 2025.
Source: Beaufort County records, as of March 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 CUTTER CIR, BLUFFTON, SC 29909-4312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed, Transfer |
| Sep 9, 2022 | Intrafamily Transfer, Transfer |
| Aug 19, 2022 | Intrafamily Transfer, Transfer |
| Aug 19, 2022 | Deed, Transfer · Conventional Mortgage COASTALSTATES MORTGAGE INC |
| Mar 2, 2020 | Correction Deed, Transfer ATTORNEY ONLY |
| Mar 2, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2025 · Amount on File |
| Deed Sale | Oct 15, 2025 · Amount on File |
| Prior Sale | Aug 19, 2022 · Amount on File |
| Deed Document Number | 202546665 |
| Deed Book / Page | 4473 / 3366 |
| Prior Transfer Date | Sep 9, 2022 |
| Prior Transfer Doc | 0000051345 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Oct 15, 2025 |
| Property Address | 31 CUTTER CIR, BLUFFTON, SC 29909-4312 |
| Document Number | 0000046665 |
| Book / Page | 4473 / 3366 |
| Map Reference | MB 65 PG 141 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 2025046665 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,885.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 31 CUTTER CIR, BLUFFTON, SC 29909-4312 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Sep 9, 2022 |
| Property Address | 31 CUTTER CIR, BLUFFTON, SC 29909-4312 |
| Document Number | 0000051345 |
| Book / Page | 4180 / 3231 |
| Map Reference | MB 65 PG 141 |
| Instrument Date | Sep 9, 2022 |
| Instrument | 2022051345 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 31 CUTTER CIR, BLUFFTON, SC 29909-4312 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Aug 19, 2022 |
| Property Address | 31 CUTTER CIR, BLUFFTON, SC 29909-4312 |
| Document Number | 0000047715 |
| Book / Page | 4175 / 960 |
| Map Reference | MB 65 PG 141 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 2022047715 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 31 CUTTER CIR, BLUFFTON, SC 29909-4312 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Aug 19, 2022 |
| Property Address | 31 CUTTER CIR, BLUFFTON, SC 29909-4312 |
| Document Number | 0000047714 |
| Book / Page | 4175 / 957 |
| Map Reference | MB 65 PG 141 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 2022047714 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,566.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 31 CUTTER CIR, BLUFFTON, SC 29909-4312 |
| Document Number | 0000047716 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 2022047716 |
| Name | COASTALSTATES MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Mar 2, 2020 |
| Property Address | 31 CUTTER CIR, BLUFFTON, SC 29909-4312 |
| Document Number | 0000011218 |
| Book / Page | 003841 / 000776 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 11218 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 31 CUTTER CIR BLUFFTON SC 299094312, BLUFFTON, SC 29909-4312 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Mar 2, 2020 |
| Property Address | 31 CUTTER CIR, BLUFFTON, SC 29909-4312 |
| Document Number | 0000011217 |
| Book / Page | 003841 / 000774 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 11217 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 31 CUTTER CIR BLUFFTON SC 299094312, BLUFFTON, SC 29909-4312 |
The 2025 property tax bill for 31 Cutter Cir was $3,020, down 0.1% from the year before.
Source: Beaufort County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,020.00 (-0.1%) | $24,000 (-) | |
| 2024 | $3,023.00 | $24,000 (-) Land $4,240 Building $19,760 | $600,000 (-) Land $106,000 Building $494,000 |
| 2023 | $3,023.00 (+51.91%) | $24,000 (+62.69%) Land $4,240 Building $19,760 | $600,000 (+62.69%) Land $106,000 Building $494,000 |
| 2022 | $1,990.00 | $14,752 Land $3,760 Building $10,992 | $368,800 Land $94,000 Building $274,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 31 Cutter Cir in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 985 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 985 in force |
| Nearby Flood Claims | 23 (2009–2022) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Cutter Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Sparklight Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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