29 Cutter Cir, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 29 Cutter Cir, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 3,287 sqft · built 2015
Lot Size	0.26 acres (11,326 sqft)
Owner	Trust Name on File
Last Sale	$67,500 (Nov 2013)
Tax Bill	$7,384 (2025)
Deeds & Mortgages	Oct 2019 Transfer
Flood Zone	Zone X (moderate risk)
APN	`08295310`

Property Details

APN / Parcel Number

Primary APN	`08295310`
Alternative APNs	`R600 013 000 0093 0000` `R603 013 000 0093 0000`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,287 sqft Living Area

Exterior

Year Built	Built 2015
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	716 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	08295310
Old Parcel Number	R603 013 000 0093 0000
Street Address	29 CUTTER CIR
City	BLUFFTON
State	SC
Zip	29909-4312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6106
Legal Description	LOT 86 RIVERBEND S/D BLK 101 A PB65 P141 PB74 P174 PB77 P68 PB91 P21-26 PB101 P7
Legal Subdivision	RIVERBEND BY SUNCITY
Legal Block	101
Legal Lot Number	86
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1115
Census Tract	2202

Owner

29 Cutter Cir is owner-occupied and held in a trust since October 2019.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Trust Name on File
Mailing Address	29 CUTTER CIR, BLUFFTON, SC 29909-4312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2013 · Amount on File
Deed Sale	Nov 5, 2013 · Amount on File
Prior Sale	Nov 5, 2013 · Amount on File
Deed Document Number	0000065270
Deed Book / Page	003284 / 002839
Last Transfer Date	Oct 23, 2019
Transfer Doc	0000057422
Record Updated	Jun 8, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEAUFORT SC
Recording Date	Oct 23, 2019
Property Address	29 CUTTER CIR, BLUFFTON, SC 29909-4312
Document Number	0000057422
Book / Page	003805 / 001620
Instrument Date	Oct 23, 2019
Instrument	57422
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	29 CUTTER CIR BLUFFTON SC 299094312, BLUFFTON, SC 29909-4312

Tax Assessment & Valuation

The 2025 property tax bill for 29 Cutter Cir was $7,384.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,384.00	$29,800
2023	$3,729.00 (-43.31%)	$31,016 (+19.68%) Land $4,240 Building $26,776	$775,400 (+19.68%) Land $106,000 Building $669,400
2022	$6,578.00	$25,916 Land $3,760 Building $22,156	$647,900 Land $94,000 Building $553,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 29 Cutter Cir in Zone X, an area of moderate flood risk, though there have been 23 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 985 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	985 in force
Nearby Flood Claims	23 (2009–2022)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Matthew, Oct 2016 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Cutter Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Sparklight Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20