31 Cuthbert St, Scotia (Schenectady), NY 12302 Property Records

Schenectady County and Glenville Town property record for 31 Cuthbert St, Scotia, NY 12302

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,107 sqft · built 1930
Lot Size0.138 acres (6,031 sqft)
OwnerIndividual Name on Record
Last Sale$80,000 (Jan 2018)
Tax Bill$6,671 (2026)
Deeds & MortgagesJan 2018 Sale & Mortgage
Sep 2017 Foreclosure
+ 1 more
Flood ZoneZone X (minimal risk)
APN422201 29.76-2-32

Property Details

APN / Parcel Number

Primary APN422201 29.76-2-32
Alternative APNs
  • 220102907600020320000000
  • A02116

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,107 sqft Living Area
1st Floor Area1,007 sqft
Upper Floors Area100 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area6,031 sqft (0.138 acres)
Lot Dimensions146 ft deep x 41.2 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area358 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberA02116
Street Address31 CUTHBERT ST
CitySCHENECTADY
StateNY
Zip12302-2929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionHLG
Legal Block2
Legal Lot Number32.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group2
Census Block2014
Census Tract32200

Owner

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address31 CUTHBERT ST, SCHENECTADY, NY 12302-2929
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2018Warranty Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE
Sep 18, 2017Grant Deed, Foreclosure
Aug 9, 2017Trustee's Deed, Foreclosure
WEB TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2018 · Amount on Record
Deed SaleJan 4, 2018 · Amount on Record
Prior SaleAug 9, 2017 · Amount on Record
Deed Document Number2018761
Deed Book / Page1979 / 5
Record UpdatedOct 29, 2026

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 4, 2018
Property Address31 CUTHBERT ST, SCHENECTADY, NY 12302-2929
Document Number0000000761
Book / Page1979 / 005
Instrument DateDec 28, 2017
Instrument201800761
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address451 7TH ST SW, 451, WASHINGTON, DC 20410-0001

Transferred To (Grantee/Buyer)

NameVerified Name
Address375 S MAIN ST, MECHANICVILLE, NY 12118-2621

Mortgage

Document Number0000000769
DateJan 4, 2018
Instrument201800769
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2048

September 2017: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateSep 18, 2017
Property Address31 CUTHBERT ST, SCHENECTADY, NY 12302-2929
Document Number0000042040
Book / Page001971 / 000456
Instrument DateSep 6, 2017
Instrument42040
Transaction TypeForeclosure
Record UpdatedSep 22, 2017

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

August 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateAug 9, 2017
Property Address31 CUTHBERT ST, SCHENECTADY, NY 12302-2929
Document Number0000035929
Book / Page001968 / 000862
Instrument DateMay 24, 2017
Instrument35929
Transaction TypeForeclosure
Record UpdatedAug 15, 2017
Title CompanyWEB TITLE

Transaction

AmountAmount Recorded
Tax$420.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address999 NW GRAND BLVD OKLAHOMA CITY OK 731186051, OKLAHOMA CITY, OK 73118-6051
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,671.00 (+2.55%)
2025$6,505.00$127,600 (-) Land $18,200 Building $109,400$232,000 (+23.64%) Land $33,091 Building $198,909
2023$127,600 (-) Land $18,200 Building $109,400$187,647 (+10.29%) Land $26,765 Building $160,882
2022$127,600 Land $18,200 Building $109,400$170,133 Land $24,267 Building $145,866

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims19 (2005–2014)
Claims Outside the SFHA4 of 19
Most Recent ClaimMar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTIA VILLAGE WATER WORKS
serves 12,800 people · EPA ID NY4600071
Water SourceGroundwater
Last State InspectionSep 2025
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Jan 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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