28 Cuthbert St, Scotia (Schenectady), NY 12302 Property Records

Schenectady County and Glenville Town property record for 28 Cuthbert St, Scotia, NY 12302

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 864 sqft · built 1930
Lot Size0.212 acres (9,240 sqft)
Owner2 Company Names on Record
Tax Bill$5,402 (2026)
Flood ZoneZone X (minimal risk)
APN422201 29.76-3-12

Property Details

APN / Parcel Number

Primary APN422201 29.76-3-12
Alternative APNs
  • 220102907600030120000000
  • A02314

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleBungalow
Exterior MaterialStucco
Lot Area9,240 sqft (0.212 acres)
Lot Dimensions140 ft deep x 66 ft wide
Garage TypeDetached
Garage Area338 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft
PorchSlab
Porch Area320 sqft
Patio Area384 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberA02314
Street Address28 CUTHBERT ST
CitySCHENECTADY
StateNY
Zip12302-2900
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionH2L2G
Legal Block3
Legal Lot Number12.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group2
Census Block2020
Census Tract32200

Owner

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address28 CUTHBERT ST, SCHENECTADY, NY 12302-2900
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,402.00 (+2.66%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025$5,262.00$106,000 (-) Land $18,500 Building $87,500$192,727 (+23.64%) Land $33,636 Building $159,091
2023$106,000 Land $18,500 Building $87,500$155,882 Land $27,206 Building $128,676

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims19 (2005–2014)
Claims Outside the SFHA4 of 19
Most Recent ClaimMar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTIA VILLAGE WATER WORKS
serves 12,800 people · EPA ID NY4600071
Water SourceGroundwater
Last State InspectionSep 2025
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Jan 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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