31 Cunningham Rd, No Oaks (Saint Paul), MN 55127 Property Records

Ramsey County property record for 31 Cunningham Rd, No Oaks, MN 55127

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,288 sqft · built 2015
Lot Size	1.23 acres (53,971 sqft)
Owner	Company Name on Record
Tax Bill	$15,508 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-30-23-34-0060`

Property Details

APN / Parcel Number

Primary APN	`12-30-23-34-0060`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	5,288 sqft Living Area
1st Floor Area	1,805 sqft
Basement Area	1,421 sqft
Finished Basement	1,421 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Colonial
Exterior Material	Concrete
Construction Type	Concrete
Lot Area	53,971 sqft (1.23 acres)
Lot Dimensions	353 ft deep x 153 ft wide
Garage Type	Attached
Garage Area	803 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	31 CUNNINGHAM RD
City	NORTH OAKS
State	MN
Zip	55127-4300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLEY LAKE PRESERVE 2ND ADD LOT 11 BLK 2
Legal Range	22
Legal Township	29
Legal Section	12
Legal Subdivision	CHARLEY LAKE PRESERVE
Legal Block	2
Legal Lot Number	11
Jurisdiction	RAMSEY MN
Township / Civil Division	NORTH OAKS
Census Block Group	3
Census Block	3009
Census Tract	40601

Owner

Source: Ramsey County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	31 CUNNINGHAM RD, NORTH OAKS, MN 55127-4300
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jan 23, 2026	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Feb 24, 2016 · Amount on Record
Last Transfer Date	Jan 23, 2026
Transfer Doc	0T02809669
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	31 CUNNINGHAM RD, NORTH OAKS, MN 55127-4300
Transaction Type	Mortgage
Record Updated	Jan 30, 2026
Title Company	RESOURCE R/E SERVICES, RESOURCE RE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02689070
Date	Feb 3, 2021
Instrument	T02689070

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 1, 2046

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	31 CUNNINGHAM RD, NORTH OAKS, MN 55127-4300
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CUNNINGHAM RD, SAINT PAUL, MN 55127-4300

Mortgage

Document Number	0A05089271
Date	Dec 9, 2025
Instrument	A05089271

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jan 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 23, 2026
Property Address	31 CUNNINGHAM RD, NORTH OAKS, MN 55127-4300
Document Number	0T02809669
Instrument Date	Jan 23, 2026
Instrument	T02809669
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	31 CUNNINGHAM RD, NORTH OAKS, MN 55127-4300

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	North Oaks City
Unified School District	Mounds View Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,508.00 (+19.66%)	$1,301,400 (+7.86%) Land $250,000 Building $1,051,400	$1,301,400 (+7.86%) Land $250,000 Building $1,051,400
2023	$12,960.00	$1,206,600 Land $250,000 Building $956,600	$1,206,600 Land $250,000 Building $956,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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