28 Cunningham Rd, No Oaks (Saint Paul), MN 55127 Property Records

Ramsey County property record for 28 Cunningham Rd, No Oaks, MN 55127

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,877 sqft · built 2015
Lot Size	0.645 acres (28,080 sqft)
Owner	2 Company Names on Record
Last Sale	$698,839 (May 2015)
Tax Bill	$11,026 (2025)
Deeds & Mortgages	Sep 2026 Sale Apr 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12-30-23-34-0067`

Property Details

APN / Parcel Number

Primary APN	`12-30-23-34-0067`
Alternative APNs	`8605497` `672444`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,770 sqft Living Area
1st Floor Area	1,381 sqft
Basement Area	2,335 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Concrete
Lot Area	28,080 sqft (0.645 acres)
Lot Dimensions	216 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	672444
Street Address	28 CUNNINGHAM RD
City	SAINT PAUL
State	MN
Zip	55127-4300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLEY LAKE PRESERVE 2ND ADD LOT 19 BLK 2
Legal Range	22
Legal Township	29
Legal Section	12
Legal Subdivision	CHARLEY LAKE PRESERVE 2ND ADD
Legal Block	2
Legal Lot Number	19
Jurisdiction	RAMSEY MN
Township / Civil Division	NORTH OAKS
Census Block Group	3
Census Block	3012
Census Tract	40601

Owner

Source: Ramsey County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	28 CUNNINGHAM RD, SAINT PAUL, MN 55127-4300
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 12, 2023	Deed of Trust, Mortgage · Line of Credit BELL BANK
Mar 18, 2026	Intrafamily Transfer, Transfer
Jan 28, 2021	Deed of Trust, Mortgage · Line of Credit BELL BANK
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2015 · Amount on Record
Deed Sale	May 29, 2015 · Amount on Record
Prior Sale	May 28, 2015 · Amount on Record
Deed Document Number	20152530897
Last Transfer Date	Jul 31, 2025
Transfer Doc	0T02812370
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 28, 2026
Property Address	28 CUNNINGHAM RD, SAINT PAUL, MN 55127-4300
Document Number	0002824528
Instrument Date	Sep 17, 2026
Instrument	20262824528
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$171.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	28 CUNNINGHAM RD, SAINT PAUL, MN 55127-4300

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	28 CUNNINGHAM RD, NORTH OAKS, MN 55127-4300
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CUNNINGHAM RD, NORTH OAKS, MN 55127-4300

Mortgage

Document Number	0T02752203
Date	Apr 12, 2023
Instrument	T02752203

Lender

Name	BELL BANK
Type	Bank
Address	SAINT PAUL, MN 55125

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 16, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY MN
Recording Date	Mar 18, 2026
Property Address	28 CUNNINGHAM RD, NORTH OAKS, MN 55127-4300
Document Number	0T02812370
Instrument Date	Jul 31, 2025
Instrument	T02812370
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CUNNINGHAM RD, NORTH OAKS, MN 55127-4300

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	28 CUNNINGHAM RD, NORTH OAKS, MN 55127-4300
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02688385
Date	Jan 28, 2021
Instrument	T02688385

Lender

Name	BELL BANK
Type	Bank
Address	SAINT PAUL, MN 55125

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	28 CUNNINGHAM RD, NORTH OAKS, MN 55127-4300
Document Number	0002683470
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 CUNNINGHAM RD NORTH OAKS MN 551274300, NORTH OAKS, MN 55127-4300

Mortgage

Document Number	0002683470
Date	Dec 8, 2020
Instrument	2683470

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 7, 2030

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	28 CUNNINGHAM RD, NORTH OAKS, MN 55127-4300
Document Number	0002654357
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 CUNNINGHAM RD NORTH OAKS MN 551274300, NORTH OAKS, MN 55127-4300

Mortgage

Document Number	0002654357
Date	Dec 6, 2019
Instrument	2654357

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 5, 2034

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	North Oaks City
Unified School District	Mounds View Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,126,900 (+19.19%) Land $250,000 Building $876,900	$1,126,900 (+19.19%) Land $250,000 Building $876,900
2025	$11,026.00 (+12.97%)	$945,500 (+13.06%) Land $250,000 Building $695,500	$945,500 (+13.06%) Land $250,000 Building $695,500
2024	$9,760.00 (+7.58%)
2023	$9,072.00	$836,300 Land $250,000 Building $586,300	$836,300 Land $250,000 Building $586,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on Cunningham Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures