Suffolk County and Riverhead Town property record for 31 Cross Rd, Wading River, NY 11792
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,384 sqft · built 1967 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $137,000 (Nov 1995) |
| Tax Bill | $11,330 (2024) |
| Deeds & Mortgages | Feb 2022 Refinance Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 473000 31.-1-19 |
| Primary APN | 473000 31.-1-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,384 sqft Living Area |
| Gross Area | 1,552 sqft |
| 1st Floor Area | 1,384 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Width | 102 ft Width |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 39 |
|---|---|
| Street Address | 31 CROSS RD |
| City | WADING RIVER |
| State | NY |
| Zip | 11792-1007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 |
| Legal Description | *2800 LOT 49 BEVERLY HILLS SEC 1 |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | RIVERHEAD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 169701 |
Source: Suffolk County and Riverhead Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31 CROSS RD, WADING RIVER, NY 11792-1007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Feb 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CLIFFCO INC |
| Feb 2, 2022 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 1995 · Amount on Record |
| Deed Sale | Nov 6, 1995 · Amount on Record |
| Deed Book / Page | 11749 / 153 |
| Last Transfer Date | Jun 28, 2007 |
| Transfer Doc | 0125180000000473 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 31 CROSS RD, WADING RIVER, NY 11792-1007 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0233760315 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 23376/315 |
| Instrument | DM063024 |
| Name | CLIFFCO INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Feb 2, 2022 |
| Property Address | 31 CROSS RD, WADING RIVER, NY 11792-1007 |
| Document Number | 0131410184 |
| Book / Page | 13141 / 184 |
| Instrument Date | Dec 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Riverhead Town |
| Unified School District | Shoreham-Wading River Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $45,000 (-) Land $8,100 Building $36,900 | $551,471 (+13.85%) Land $99,265 Building $452,206 | |
| 2024 | $11,330.00 | ||
| 2023 | $45,000 Land $8,100 Building $36,900 | $484,392 Land $87,191 Building $397,201 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 18 (1982–2026) |
| Claims Outside the SFHA | 13 of 18 |
| Most Recent Claim | Jul 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025–2027) action level 15 ppb |
| Water Quality | Nitrite resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures