21 Cross Rd, Wading River, NY 11792 Property Records

Suffolk County and Riverhead Town property record for 21 Cross Rd, Wading River, NY 11792

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,924 sqft · built 1969
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$211,000 (Dec 2017)
Tax Bill	$12,630 (2024)
Deeds & Mortgages	Apr 2019 Sale Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473000 31.-1-18.1`

Property Details

APN / Parcel Number

Primary APN	`473000 31.-1-18.1`
Alternative APNs	`0600-031.00-01.00-018.001` `300003100000010180010000` `4730002396` `39`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,924 sqft Living Area
Gross Area	2,548 sqft
1st Floor Area	702 sqft
2nd Floor Area	1,222 sqft
Basement Area	702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2018
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	150 ft deep x 125 ft wide
View / Lot	Canal
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	39
Street Address	21 CROSS RD
City	WADING RIVER
State	NY
Zip	11792-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	*2800 REAR 125 WIDE&50 LG BEV HLS SEC 1 LT 48& P/O LT 47
Legal Subdivision	MAP BEVERLY HILLS SECTION 1
Legal Block	1
Legal Lot Number	18
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	2
Census Block	2005
Census Tract	169701

Owner

Source: Suffolk County and Riverhead Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 CROSS RD, WADING RIVER, NY 11792-1007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2019	Deed, Transfer
Dec 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOAN FUNDER LLC SERIES 6017
Dec 29, 2017	Trustee's Deed, Foreclosure BARRISTER LAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2017 · Amount on Record
Deed Sale	Dec 29, 2017 · Amount on Record
Prior Sale	Jan 30, 2002 · Amount on Record
Deed Document Number	201717-0230893
Deed Book / Page	12944 / 140
Prior Transfer Date	Nov 17, 2017
Prior Transfer Doc	0129440140
Record Updated	Oct 29, 2026

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Apr 1, 2019
Property Address	21 CROSS RD, WADING RIVER, NY 11792-1007
Document Number	0130060557
Book / Page	13006 / 557
Instrument Date	Feb 14, 2019
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	21 CROSS RD, WADING RIVER, NY 11792-1007
Document Number	0230020390
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	66 SOUTHDOWN RD HUNTINGTON NY 117432552, HUNTINGTON, NY 11743-2552

Mortgage

Document Number	0230020390
Date	Feb 6, 2019
Book Page	023002/000390

Lender

Name	LOAN FUNDER LLC SERIES 6017
Address	40 W 57TH ST # 2040, NEW YORK, NY 10019-4032

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SUFFOLK NY
Recording Date	Dec 29, 2017
Property Address	21 CROSS RD, WADING RIVER, NY 11792-1007
Document Number	0129440140
Book / Page	012944 / 000140
Instrument Date	Dec 17, 2017
Transaction Type	Foreclosure
Record Updated	Jan 31, 2018
Title Company	BARRISTER LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$844.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	66 SOUTHDOWN RD HUNTINGTON NY 117432552, HUNTINGTON, NY 11743-2552

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Shoreham-Wading River Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,300 (+3.8%) Land $10,000 Building $42,300	$640,931 (+18.17%) Land $122,549 Building $518,382
2024	$12,630.00
2023		$50,386 Land $10,000 Building $40,386	$542,369 Land $107,643 Building $434,726

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	18 (1982–2026)
Claims Outside the SFHA	13 of 18
Most Recent Claim	Jul 2026 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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