31 Conscience Way, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 31 Conscience Way, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,330 sqft · built 2019
Lot Size	0.073 acres (3,197 sqft)
Owner	2 Trust Names on File
Last Sale	$1,899,000 (Apr 2022)
Tax Bill	$13,082 (2025)
Deeds & Mortgages	Jun 2023 Transfer Apr 2019 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`04-3S-20-34400-000-0750`

Property Details

APN / Parcel Number

Primary APN	`04-3S-20-34400-000-0750`
Alternative APNs	`04-320-34400-000-0750` `1008133`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	3,330 sqft Living Area
Gross Area	5,206 sqft
1st Floor Area	1,260 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	3,197 sqft (0.073 acres)
Garage Type	Attached
Garage Area	826 sqft
Driveway	Brick Driveway
Porch	Finished Screened Porch
Porch Area	1,050 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	31 CONSCIENCE WAY
City	SANTA ROSA BEACH
State	FL
Zip	32459-8451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NI
Legal Description	LOT 75 SERENITY AT DUNE ALLEN PB 17-62 OR 2764-3146 OR 2845-3666 OR 2849-2280 OR 3049-1111 OR 3246-238 OR 3292-3912
Legal Range	020
Legal Township	03S
Legal Section	04
Legal Subdivision	DUNE ALLEN
Legal Block	7
Legal Lot Number	75
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3014
Census Tract	950604

Owner

31 Conscience Way is owner-occupied and held in a trust since June 2023.

Source: Walton County records, as of December 3, 2025

Owner of Record	2 Trust Names on File
Mailing Address	31 CONSCIENCE WAY, SANTA ROSA BEACH, FL 32459-8451
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 15, 2019	Deed of Trust, Mortgage · Commercial Mortgage AMERIS BANK
Mar 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Jun 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Apr 1, 2022	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
Dec 13, 2018	Loan Modification, Mortgage AMERIS BK
Aug 8, 2017	Warranty Deed, Construction Loan · Construction Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2022 · Amount on File
Deed Sale	Apr 1, 2022 · Amount on File
Prior Sale	Aug 8, 2017 · Amount on File
Deed Document Number	202215502
Deed Book / Page	3246 / 238
Last Transfer Date	Jun 15, 2023
Transfer Doc	0032923912
Record Updated	Jun 8, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Jun 16, 2023
Property Address	31 CONSCIENCE WAY, SANTA ROSA BEACH, FL 32459-8451
Document Number	0032923912
Book / Page	3292 / 3912
Map Reference	MB 17 PG 62
Instrument Date	Jun 15, 2023
Instrument	20230021401
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 CONSCIENCE WAY, SANTA ROSA BEACH, FL 32459-8451

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	31 CONSIENCE WAY, SANTA ROSA BEACH, FL 32459-8451

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	31 CONSCIENCE WAY, SANTA ROSA BEACH, FL 32459-8451
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031022611
Date	Apr 15, 2019
Book Page	3102/2611
Instrument	20190011633

Lender

Name	AMERIS BANK
Type	Bank
Address	PANAMA CITY BEACH, FL 32407

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 10, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	31 CONSCIENCE WAY, SANTA ROSA BEACH, FL 32459-8451
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031004147
Date	Mar 29, 2019
Book Page	3100/4147
Instrument	20190009407

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	31 CONSCIENCE WAY, SANTA ROSA BEACH, FL 32459-8451
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031091744
Date	Jun 24, 2019
Book Page	3109/1744
Instrument	20190020718

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	31 CONSCIENCE WAY, SANTA ROSA BEACH, FL 32459-8451
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031400288
Date	Apr 17, 2020
Book Page	3140/288
Instrument	20200013411

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 1, 2022
Property Address	31 CONSCIENCE WAY, SANTA ROSA BEACH, FL 32459-8451
Document Number	0032460238
Book / Page	3246 / 238
Map Reference	MB 17 PG 62
Instrument Date	Mar 31, 2022
Instrument	20220015502
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,293.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	316 LATRIUM CIR, 316, MIRAMAR BEACH, FL 32550-4532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CONSCIENCE WAY, SANTA ROSA BEACH, FL 32459-8451

Mortgage

Document Number	0003246240
Date	Apr 1, 2022
Instrument	3246/240

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	31 CONSCIENCE WAY, SANTA ROSA BEACH, FL 32459-8451
Document Number	0030922832
Instrument Date	Dec 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 3, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 CONSCIENCE WAY SANTA ROSA BEACH FL 324598451, SANTA ROSA BEACH, FL 32459-8451

Mortgage

Document Number	0030922832
Date	Dec 14, 2018
Book Page	003092/002832
Instrument	41467

Lender

Name	AMERIS BK
Type	Bank
Address	PANAMA CITY BEACH, FL 32407

Agreement

Amount	Amount on Record
Term	12 Months
Due	Dec 13, 2019

August 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 8, 2017
Property Address	31 CONSCIENCE WAY, SANTA ROSA BEACH, FL 32459-8451
Document Number	0030491111
Book / Page	3049 / 1111
Map Reference	MB17 PG62
Instrument Date	Aug 7, 2017
Instrument	20170026251
Transaction Type	Construction Loan
Record Updated	Aug 2, 2022
Title Company	RODGERS KIEFER TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3835 NW 2ND AVE # AVE200, 3835, BOCA RATON, FL 33431-5859

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4532

Mortgage

Document Number	0030491113
Date	Aug 8, 2017
Instrument	3049/1113

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 7, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 31 Conscience Way was $13,082, down 0.8% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,082.00 (-0.83%)	$1,486,424 Land $205,000 Building $1,281,424	$1,486,424 Land $205,000 Building $1,281,424
2024	$13,192.00 (+0.16%)
2023	$13,171.00 (+42.45%) Homeowner's exemption	$1,487,889 (+28.98%) Land $201,099 Building $1,286,790	$1,487,889 (+28.98%) Land $201,099 Building $1,286,790
2022	$9,246.00	$1,153,592 Land $223,220 Building $930,372	$1,153,592 Land $223,220 Building $930,372

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Conscience Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 223 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	235 units insured incl. 12 condo units
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Conscience Way is moderate, ranking above 44% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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