31 Commerce St, Cheswold, DE 19936 Property Records

Kent County property record for 31 Commerce St, Cheswold, DE 19936 · Last verified October 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Architecture StyleOther
Year BuiltBuilt 1850
Square Footage1,490 sqft Living Area
Lot Size5,227 sqft (0.119 acres)
Last Sale$104,000 (2016)
Tax Bill$488.00 (2023)

Property Details

APN / Parcel Number

Primary APN3-03-046.15-01-52.00-000
Alternative APNs
  • KH03046.150152.00/000
  • 20187

Interior

Bedrooms3 Beds
Full Baths1 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,490 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 1850
Architectural StyleOther Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area5,227 sqft (0.119 acres)
Depth X Width103 ft x 52 ft Depth x Width
PorchPorch
Porch Area261 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageSewage Connected

Location & Zoning

Account Number20187
Old Parcel NumberKH03046.150152.00/000
Street Address31 COMMERCE ST
CityCHESWOLD
StateDE
Zip19936-2003
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionW. SD. R.R. AVE., CHESWOLD, 5,394 SQ.FT. 31 COMMERCE STREET
Legal SubdivisionHOARS ADDITION
JurisdictionKENT DE
Minor Civil DivisionDOVER
Census Blockgroup2
Census Block2007
Census Tract41803

Owner

Source: Kent County records · APN 3-03-046.15-01-52.00-000

Assessment roll updated February 15, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address110 DOWNES DR, HARTLY, DE 19953-2051
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2023Deed of Trust, Mortgage · Line of Credit
WILMINGTON SAVINGS FUND SOCIETY FSB
May 20, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 26, 2016 · Amount on Record
Deed SaleJan 26, 2016 · Amount on Record
Prior SaleFeb 25, 2010 · Amount on Record
Deed Doc Number0D 7946124
Deed Book / PageD 7946 / 124
Record RefreshedJun 07, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address31 COMMERCE ST, CHESWOLD, DE 19936-2003
Transaction TypeMortgage
Record UpdatedFeb 06, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 COMMERCE ST, CHESWOLD, DE 19936-2003

Mortgage

Document Number0000468108
DateJan 27, 2023
Book Page12344/178
Instrument2023-468108
Lender
NameWILMINGTON SAVINGS FUND SOCIETY FSB
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address31 COMMERCE ST, CHESWOLD, DE 19936-2003
Transaction TypeMortgage
Record UpdatedJun 01, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000418814
DateMay 20, 2021
Book Page11081/52
Instrument2021-418814
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated February 15, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalityCheswold Town
Unified School DistrictCapital School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2023$488.00$16,400 Land $3,100 Building $13,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (10001C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 19% of Delaware
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Commerce St

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