Kent County property record for 103 Commerce St, Cheswold, DE 19936 · Last verified October 2023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1995 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Dec 2021) |
| Tax Bill | $919 (2023) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-03-046.15-01-50.00-000 |
| Primary APN | 3-03-046.15-01-50.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 122 ft deep x 67 ft wide |
| Garage Type | Detached |
| Garage Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 19427 |
|---|---|
| Old Parcel Number | KH03046.150150.00/000 |
| Street Address | 103 COMMERCE ST |
| City | CHESWOLD |
| State | DE |
| Zip | 19936-2005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W. SD. R.R. AVE., CHESWOLD, 9660 SQ. FT. 103 COMMERCE ST. |
| Legal Subdivision | ELLIOTT SURVEYING PLAN |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 41803 |
Source: Kent County records · APN 3-03-046.15-01-50.00-000
Assessment roll updated February 15, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 103 COMMERCE ST, CHESWOLD, DE 19936-2005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 2021 · Amount on Record |
| Deed Sale | Dec 01, 2021 · Amount on Record |
| Prior Sale | Jun 08, 2015 · Amount on Record |
| Deed Document Number | 2021-437414 |
| Deed Book / Page | 11577 / 195 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Dec 01, 2021 |
| Property Address | 103 COMMERCE ST, CHESWOLD, DE 19936-2005 |
| Document Number | 0000437414 |
| Book / Page | 11577 / 195 |
| Map Reference | MB 7660 PG 183 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2021-437414 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 COMMERCE ST, CHESWOLD, DE 19936-2005 |
| Investor | Possibly a Property Investor |
| Document Number | 0000437415 |
|---|---|
| Date | Dec 01, 2021 |
| Instrument | 2021-437415 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
Source: Kent County records · Assessment roll updated February 15, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Cheswold Town |
| Unified School District | Capital School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $919.00 | $30,900 Land $3,900 Building $27,000 |
Source: FEMA National Flood Hazard Layer, Kent County (10001C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100010418032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2012–2024) |
| Most Recent Claim | Jan 2024, river or lake flooding |
| Wildfire Risk | Low above 5% of the US · above 19% of Delaware |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 244 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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