31 Clifford Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 31 Clifford Dr, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,041 sqft · built 1993
Lot Size	0.3 acres (13,049 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Jul 2018)
Tax Bill	$6,368 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`WEST M:132 B:123`

Property Details

APN / Parcel Number

Primary APN	`WEST M:132 B:123`
Alternative APNs	`M:132 B:123 L` `5007775`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,041 sqft Living Area
Gross Area	4,729 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,049 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	5007775
Street Address	31 CLIFFORD DR
City	WESTERLY
State	RI
Zip	02891-4454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	123
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2035
Census Tract	51000

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 CLIFFORD DR, WESTERLY, RI 02891-4454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage SEMPER HM LNS
Jul 23, 2018	Warranty Deed, Transfer · Conventional Mortgage SEMPER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2018 · Amount on Record
Deed Sale	Jul 23, 2018 · Amount on Record
Prior Sale	Aug 20, 2010 · Amount on Record
Deed Document Number	20183064
Transfer Doc	1874-701
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	31 CLIFFORD DR, WESTERLY, RI 02891-4454
Document Number	2018-318
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CLIFFORD DR WESTERLY RI 028914454, WESTERLY, RI 02891-4454

Mortgage

Document Number	2018-318
Date	Nov 30, 2018
Book Page	002018/020318
Instrument	5052

Lender

Name	SEMPER HM LNS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Jul 23, 2018
Property Address	31 CLIFFORD DR, WESTERLY, RI 02891-4454
Document Number	2018-2208
Book / Page	002018 / 012208
Instrument Date	Jul 23, 2018
Instrument	3064
Transaction Type	Transfer
Record Updated	Aug 13, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CARLA LN WILBRAHAM MA 010951454, WILBRAHAM, MA 01095-1454

Mortgage

Document Number	2018-2210
Date	Jul 23, 2018
Book Page	002018/012210
Instrument	3065

Lender

Name	SEMPER HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,368.00 (+3.21%)	$895,600 (+39.63%) Land $391,200 Building $504,400
2023	$6,170.00 (+0.62%)	$641,400 (-) Land $279,900 Building $361,500
2022	$6,132.00	$641,400 Land $279,900 Building $361,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 140 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	143 units insured incl. 3 condo units
Nearby Flood Claims	28 (1985–2021)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 14 claims Severe Storms And Flooding, Apr 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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