27 Clifford Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 27 Clifford Dr, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,383 sqft · built 1987
Lot Size	0.3 acres (13,049 sqft)
Owner	Company Name on Record
Last Sale	$225,000 (Jun 2000)
Tax Bill	$5,089 (2025)
Deeds & Mortgages	Jun 2017 Transfer Apr 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`WEST M:132 B:125`

Property Details

APN / Parcel Number

Primary APN	`WEST M:132 B:125`
Alternative APNs	`M:132 B:125 L` `19070702`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,383 sqft Living Area
Gross Area	4,113 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,049 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	19070702
Street Address	27 CLIFFORD DR
City	WESTERLY
State	RI
Zip	02891-4454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	125
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2035
Census Tract	51000

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	38 ORCHARD RD, FARMINGTON, CT 06032-2542
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2017	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 28, 2017	Deed of Trust, Mortgage · Line of Credit SAVINGS INSTITUTE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2000 · Amount on Record
Deed Sale	Jun 27, 2000 · Amount on Record
Deed Book / Page	835 / 224
Record Updated	Oct 29, 2026

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Jun 2, 2017
Property Address	27 CLIFFORD DR, WESTERLY, RI 02891-4454
Document Number	2017-9769
Book / Page	002017 / 009769
Instrument Date	May 4, 2017
Instrument	2405
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	27 CLIFFORD DR WESTERLY RI 028914454, WESTERLY, RI 02891-4454

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	27 CLIFFORD DR, WESTERLY, RI 02891-4454
Document Number	2017-7467
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017-7467
Date	May 8, 2017
Book Page	002017/007467
Instrument	1875

Lender

Name	SAVINGS INSTITUTE
Type	Federal Savings Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 7, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,089.00 (+0.04%)	$715,700 (+35.34%) Land $408,100 Building $307,600	$785,916
2023	$5,087.00 (+0.63%)	$528,800 (-) Land $292,000 Building $236,800
2022	$5,055.00	$528,800 Land $292,000 Building $236,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 140 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	143 units insured incl. 3 condo units
Nearby Flood Claims	28 (1985–2021)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 14 claims Severe Storms And Flooding, Apr 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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