31 Central St, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 31 Central St, Derry, NH 03038

Property Summary

Property Type	Triplex
Details	7 bd · 3.5 ba · 2,550 sqft · built 1926
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$323,000 (Aug 2019)
Tax Bill	$9,495 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit Aug 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DERY M:26 B:212`

Property Details

APN / Parcel Number

Primary APN	`DERY M:26 B:212`

Interior

Bedrooms	7 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,550 sqft Living Area
Gross Area	3,998 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Unfinished Basement	240 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Other
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	31 CENTRAL ST
City	DERRY
State	NH
Zip	03038-2619
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	MHDR
Legal Block	212
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	2
Census Block	2006
Census Tract	3500

Owner

Source: Rockingham County and Derry Town records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 CENTRAL ST, DERRY, NH 03038-2619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2024	Deed of Trust, Mortgage · Line of Credit GRANITE STATE CU
Aug 30, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance DIGITAL FCU
Aug 15, 2019	Warranty Deed, Transfer · FHA Mortgage NEW ENGLAND REGIONAL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2019 · Amount on Record
Deed Sale	Aug 15, 2019 · Amount on Record
Prior Sale	Jul 19, 2011 · Amount on Record
Deed Document Number	201919031544
Deed Book / Page	6026 / 1391
Last Transfer Date	Aug 23, 2021
Transfer Doc	0000005142
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	31 CENTRAL ST, DERRY, NH 03038-2619
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06595-1404
Date	Dec 30, 2024
Book Page	6595/1404
Instrument	24040562

Lender

Name	GRANITE STATE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	169 Months
Due	Jan 1, 2039

Interest

Rate Type	Adjustable Rate

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Aug 30, 2021
Property Address	31 CENTRAL ST, DERRY, NH 03038-2619
Document Number	06321-2220
Book / Page	6321 / 2220
Instrument Date	Aug 23, 2021
Instrument	21055142
Transaction Type	Transfer
Record Updated	Apr 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CENTRAL ST, DERRY, NH 03038-2619

Mortgage

Document Number	06321-2222
Date	Aug 30, 2021
Book Page	6321/2222
Instrument	21055143

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERRY TOWN NH
Recording Date	Aug 15, 2019
Property Address	31 CENTRAL ST, DERRY, NH 03038-2635
Document Number	0060261391
Book / Page	006026 / 001391
Instrument Date	Aug 14, 2019
Instrument	31544
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	QUICKSILVA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,845.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 MILK ST METHUEN MA 018445179, METHUEN, MA 01844-5179

Mortgage

Document Number	60261394
Date	Aug 15, 2019
Book Page	006026/001394
Instrument	31545

Lender

Name	NEW ENGLAND REGIONAL MTG
Type	Mortgage Company
Address	SALEM, NH 03079

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2049

Tax Assessment & Valuation

Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,495.00 (+1.61%)	$500,000 (-) Land $203,900 Building $296,100
2024	$9,345.00 (+28.15%)	$500,000 (+41.8%) Land $203,900 Building $296,100
2023	$7,292.00 (+8.61%)	$352,600 (-) Land $173,300 Building $179,300
2022	$6,714.00	$352,600 Land $173,300 Building $179,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 units insured incl. 2 condo units
Nearby Flood Claims	9 (1996–2007)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 5 claims Fall Northeaster Rainstorm, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DERRY WATER DEPT serves 17,528 people · EPA ID NH0611010
Water Source	Purchased surface water from MANCHESTER WATER WORKS
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Nearby Properties on Central St

Nearby Streets

All Derry, NH Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures