31 Carroll Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 31 Carroll Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,060 sqft · built 1979
Lot Size	3.59 acres (156,816 sqft)
Owner	Individual Name on Record
Last Sale	$1,040,000 (Oct 2020)
Tax Bill	$4,823 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`R60003200000200000`

Property Details

APN / Parcel Number

Primary APN	`R60003200000200000`
Alternative APN	`00497607`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,060 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	156,816 sqft (3.59 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00497607
Old Parcel Number	R60003200000200000
Street Address	31 CARROLL DR
City	BLUFFTON
State	SC
Zip	29910-6311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 4 SAW MILL CRK PLANT
Legal Subdivision	SAWMILL CREEK S/D
Legal Lot Number	4
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2022
Census Tract	2201

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	31 CARROLL DR, BLUFFTON, SC 29910-6311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Apr 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage J A JR COLAMUSSI
Aug 30, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Jan 19, 2012
Deed Document Number	2020060120
Deed Book / Page	3923 / 1823
Record Updated	Jun 8, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Oct 20, 2020
Property Address	31 CARROLL DR, BLUFFTON, SC 29910-6311
Document Number	0000060120
Book / Page	3923 / 1823
Map Reference	MB 26 PG 193
Instrument Date	Oct 12, 2020
Instrument	2020060120
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,704.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 CARROLL DR, BLUFFTON, SC 29910-6311

Mortgage

Document Number	0000060121
Date	Oct 20, 2020
Instrument	2020060121

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	31 CARROLL DR, BLUFFTON, SC 29910-6311
Document Number	0000017734
Instrument Date	Apr 10, 2019
Transaction Type	Mortgage
Record Updated	Apr 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CARROLL DR BLUFFTON SC 299106311, BLUFFTON, SC 29910-6311

Mortgage

Document Number	0000017734
Date	Apr 10, 2019
Book Page	003751/000115
Instrument	17734

Lender

Name	J A JR COLAMUSSI
Address	3 PORPOISE CT, NORTHPORT, NY 11768-1555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	31 CARROLL DR, BLUFFTON, SC 29910-6311
Document Number	0000049147
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CARROLL DR BLUFFTON SC 299106311, BLUFFTON, SC 29910-6311

Mortgage

Document Number	0000049147
Date	Sep 7, 2017
Book Page	003605/001511
Instrument	49147

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,823.00 (-0.08%)	$38,440 (+0.01%)
2024	$4,827.00	$38,436 (-) Land $14,976 Building $23,460	$960,900 (-) Land $374,400 Building $586,500
2023	$4,827.00 (-11.88%)	$38,436 (-7.61%) Land $14,976 Building $23,460	$960,900 (-7.61%) Land $374,400 Building $586,500
2022	$5,478.00	$41,600 Land $9,360 Building $32,240	$1,040,000 Land $234,000 Building $806,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 371 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	797 units insured incl. 426 condo units
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2022 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 75% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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