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31 Cactus Dr, Key West, FL 33040 Property Records

Monroe County property record for 31 Cactus Dr, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,305 sqft · built 1963
Lot Size0.192 acres (8,400 sqft)
OwnerIndividual Name on File
Tax Bill$6,092 (2024)
Deeds & MortgagesFeb 2020 Transfer
Aug 2017 Transfer
Flood ZoneZone AE (high risk)
APN00153910-000000

Property Details

APN / Parcel Number

Primary APN00153910-000000
Alternative APNs
  • 22672600153910000000
  • 1199397

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,305 sqft Living Area
1st Floor Area1,305 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1970
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,400 sqft (0.192 acres)
Lot Dimensions105 ft deep x 80 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area245 sqft
Deck Area240 sqft
Patio Area240 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1199397
Old Parcel Number22672600153910000000
Street Address31 CACTUS DR
CityKEY WEST
StateFL
Zip33040-5632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 31 SIMILAR SOUND SECTION A BIG COPPITT KEY PB-3-126 OR390-765/66 OR965-526 OR2867-439L/E OR3009-1425
Legal Range26E
Legal Township67S
Legal Section22
Legal SubdivisionSIMILAR SOUND SEC A
Legal Lot Number31
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2002
Census Tract971700

Owner

31 Cactus Dr is owned and occupied by an individual who acquired it in December 2022.

Source: Monroe County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Mailing Address31 CACTUS DR, KEY WEST, FL 33040-5632
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Aug 2, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2022
Deed SaleDec 1, 2022
Prior SaleAug 2, 2017
Deed Document Number0032061535
Prior Transfer DateFeb 20, 2020
Prior Transfer Doc2256700
Record UpdatedJun 8, 2026

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateFeb 20, 2020
Property Address31 CACTUS DR, KEY WEST, FL 33040-5632
Document Number0030091425
Book / Page003009 / 001425
Instrument DateFeb 19, 2020
Instrument2256700
Transaction TypeTransfer
Record UpdatedMar 23, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 CACTUS DR KEY WEST FL 330405632, KEY WEST, FL 33040-5632

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateAug 2, 2017
Property Address31 CACTUS DR, KEY WEST, FL 33040-5632
Document Number0028670439
Book / Page002867 / 000439
Instrument DateAug 5, 2016
Instrument2133617
Transaction TypeTransfer
Record UpdatedAug 25, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
AddressPO BOX 745 KEY WEST FL 330410745, KEY WEST, FL 33041-0745

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$686,442$739,193 Land $592,200 Building $146,993
2024$6,092.00 (+3.99%)
2023$5,858.00 (+213.26%) Homeowner's exemption$647,667 (+254.74%) Land $512,400 Building $135,267$647,667 (+32.7%) Land $512,400 Building $135,267
2022$1,870.00$182,577$488,067 Land $352,800 Building $135,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Cactus Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 203 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies203 in force
Nearby Flood Claims296 (1980–2020)
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 51 claims
  • Hurricane Wilma, Oct 2005 · 166 claims
  • Hurricane Georges, Sep 1998 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31 Cactus Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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