Monroe County property record for 30 Cactus Dr, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,240 sqft · built 2021 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $649,000 (Jan 2022) |
| Tax Bill | $7,255 (2024) |
| Deeds & Mortgages | Apr 2022 Mortgage Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00153890-000100 |
| Primary APN | 00153890-000100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,400 sqft (0.193 acres) |
| Lot Dimensions | 105 ft deep x 80 ft wide |
| Garage Type | Covered |
| Garage Area | 1,568 sqft |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 9104270 |
|---|---|
| Street Address | 30 CACTUS DR |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | LOT 30 SIMILAR SOUND SECTION A BIG COPPITT KEY PB3-126 OR545-875 OR602-878 OR2909-2175 OR2909-2159 OR3002-0998 OR3147-0191 |
| Legal Range | 26E |
| Legal Township | 67S |
| Legal Section | 22 |
| Legal Subdivision | SIMILAR SOUND SEC A |
| Legal Lot Number | 30 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 971700 |
30 Cactus Dr is owned and occupied by two individuals who bought it in January 2022.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 30 CACTUS DR, KEY WEST, FL 33040-5632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2022 | Deed of Trust, Mortgage FRANK HERRADA ETUX |
| Jan 4, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Jan 6, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2022 · Amount on File |
| Deed Sale | Jan 4, 2022 · Amount on File |
| Prior Sale | Jan 6, 2020 · Amount on File |
| Deed Document Number | 20222355484 |
| Deed Book / Page | 3147 / 191 |
| Prior Transfer Date | Dec 30, 2021 |
| Prior Transfer Doc | 0031470191 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 30 CACTUS DR, KEY WEST, FL 33040-5632 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 30 CACTUS DR, KEY WEST, FL 33040-5632 |
| Document Number | 0031670951 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 3167/951 |
| Instrument | 2370864 |
| Name | FRANK HERRADA ETUX |
|---|---|
| Type | Private Party |
| Address | 3 AQUAMARINE DR, KEY WEST, FL 33040 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 4, 2022 |
| Property Address | 30 CACTUS DR, KEY WEST, FL 33040-5632 |
| Document Number | 0031470191 |
| Book / Page | 3147 / 191 |
| Map Reference | MB 3 PG 126 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 2355484 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2023 |
| Title Company | NONA TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,543.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 3 EMERALD DR, KEY WEST, FL 33040-5636 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 30 CACTUS DR, KEY WEST, FL 33040-5632 |
| Document Number | 0003147193 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 3147/193 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 6, 2020 |
| Property Address | 30 CACTUS DR, KEY WEST, FL 33040-5632 |
| Document Number | 0030020998 |
| Book / Page | 003002 / 000998 |
| Instrument Date | Jan 6, 2020 |
| Instrument | 2250825 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,715.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 EMERALD DR KEY WEST FL 330405636, KEY WEST, FL 33040-5636 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $939,569 | $1,128,708 Land $592,200 Building $536,508 | |
| 2024 | $7,255.00 (+4.37%) | ||
| 2023 | $6,951.00 (+2.83%) Homeowner's exemption | $808,977 (+3%) | $942,182 (+19.96%) Land $517,524 Building $424,658 |
| 2022 | $6,760.00 Homeowner's exemption | $785,415 Land $356,328 Building $429,087 | $785,415 Land $356,328 Building $429,087 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 30 Cactus Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 203 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 203 in force |
| Nearby Flood Claims | 296 (1980–2020) |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 30 Cactus Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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