31 Briarcliff Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 31 Briarcliff Rd, Upper Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details5,271 sqft · built 1979
Lot Size1.31 acres (57,064 sqft)
Owner2 Individual Names on Record
Last Sale$956,000 (Aug 2012)
Tax Bill$22,554 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN63-00502-0000-00004

Property Details

APN / Parcel Number

Primary APN63-00502-0000-00004
Alternative APNs
  • 630050200004
  • 037400

Interior

Stories2 Stories
Building Area5,271 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area57,064 sqft

Location & Zoning

Account Number037400
Street Address31 BRIARCLIFF RD
CityUPPER SADDLE RIVER
StateNJ
Zip07458-1401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description1.310 AC
Legal SubdivisionMODERN FLR CO INC
Legal Block502
Legal Lot Number4
JurisdictionBERGEN NJ
Township / Civil DivisionUPPER SADDLE RIVER
Census Block Group2
Census Block2001
Census Tract53202

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address31 BRIARCLIFF RD, UPPER SADDLE RIVER, NJ 07458-1401
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2025Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Jun 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
CF BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2012 · Amount on Record
Deed SaleAug 27, 2012 · Amount on Record
Prior SaleOct 3, 1995 · Amount on Record
Deed Document Number201283169
Deed Book / Page1132 / 2272
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address31 BRIARCLIFF RD, UPPER SADDLE RIVER, NJ 07458-1401
Transaction TypeMortgage
Record UpdatedNov 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056401715
DateNov 10, 2025
Book Page5640/1715
Instrument2025075881
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueOct 14, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address31 BRIARCLIFF RD, UPPER SADDLE RIVER, NJ 07458-1401
Transaction TypeMortgage
Record UpdatedAug 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042141704
DateJun 15, 2021
Book Page4214/1704
Instrument2021096165
Lender
NameCF BANK
TypeBank
AddressCOLUMBUS, OH 43085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$870,800 (-) Land $327,800 Building $543,000$870,800 (-) Land $327,800 Building $543,000
2025$22,554.00 (+1.73%)$870,800 (-) Land $327,800 Building $543,000$870,800 (-) Land $327,800 Building $543,000
2024$22,170.00 (+2.95%)
2023$870,800 Land $327,800 Building $543,000$870,800 Land $327,800 Building $543,000
2022$21,534.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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