20 Briarcliff Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 20 Briarcliff Rd, Upper Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details3,262 sqft · built 1968
Lot Size0.86 acres (37,462 sqft)
Owner2 Individual Names on Record
Last Sale$405,000 (Jun 1995)
Tax Bill$17,016 (2025)
Deeds & MortgagesMar 2017 Line of Credit
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN63-00503-0000-00014

Property Details

APN / Parcel Number

Primary APN63-00503-0000-00014
Alternative APNs
  • 630050300014
  • 038200

Interior

Stories1 Story
Building Area3,262 sqft Living Area
1st Floor Area3,262 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Construction TypeFrame
Lot Area37,462 sqft (0.86 acres)

Location & Zoning

Account Number038200
Street Address20 BRIARCLIFF RD
CityUPPER SADDLE RIVER
StateNJ
Zip07458-1402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.860 AC
Legal SubdivisionMODERN FLR CO INC
Legal Block503
Legal Lot Number14
JurisdictionBERGEN NJ
Township / Civil DivisionUPPER SADDLE RIVER
Census Block Group2
Census Block2000
Census Tract53202

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 BRIARCLIFF RD, UPPER SADDLE RIVER, NJ 07458-1402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2017Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Dec 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
VAST BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 1995 · Amount on Record
Deed SaleJun 1, 1995 · Amount on Record
Deed Book / Page7792 / 432
Record UpdatedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address20 BRIARCLIFF RD, UPPER SADDLE RIVER, NJ 07458-1402
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025740756
DateMar 29, 2017
Book Page02574/0756
Instrument17-026686
Lender
NameTD BANK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 16, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address20 BRIARCLIFF RD, UPPER SADDLE RIVER, NJ 07458-1402
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMAX TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038850101
DateDec 28, 2020
Book Page3885/101
Instrument20-139229
Lender
NameVAST BANK NA
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$657,000 (-) Land $314,400 Building $342,600$657,000 (-) Land $314,400 Building $342,600
2025$17,016.00 (+1.73%)$657,000 (-) Land $314,400 Building $342,600$657,000 (-) Land $314,400 Building $342,600
2024$16,727.00 (+2.95%)
2023$657,000 Land $314,400 Building $342,600$657,000 Land $314,400 Building $342,600
2022$16,247.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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