31 Bernard Ave, Haledon, NJ 07508 Property Records

Passaic County and Haledon Borough property record for 31 Bernard Ave, Haledon, NJ 07508

Property Summary

Property Type	Single Family Home
Details	1,271 sqft · built 1900
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Jul 2023)
Tax Bill	$8,826 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Mar 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`03-00101-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`03-00101-0000-00021`
Alternative APN	`030010100021`

Interior

Building Area	1,271 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	31 BERNARD AVE
City	HALEDON
State	NJ
Zip	07508-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	101
Legal Lot Number	21
Jurisdiction	PASSAIC NJ
Township / Civil Division	HALEDON
Census Block Group	5
Census Block	5011
Census Tract	133701

Owner

Source: Passaic County and Haledon Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 BERNARD AVE, HALEDON, NJ 07508-1549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 16, 2023	Deed, Construction Loan · Construction Mortgage SILVER HILL FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2023 · Amount on Record
Deed Sale	Jul 11, 2023 · Amount on Record
Prior Sale	Mar 16, 2023 · Amount on Record
Deed Document Number	202322085
Deed Book / Page	4552 / 167
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jul 11, 2023
Property Address	31 BERNARD AVE, HALEDON, NJ 07508-1549
Document Number	0000022085
Book / Page	D4552 / 167
Instrument Date	Apr 25, 2023
Instrument	2023022085
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$787.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 ELIZABETH TER, UPPER SADDLE RIVER, NJ 07458-2404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 BERNARD AVE, HALEDON, NJ 07508-1549

Mortgage

Document Number	0000022086
Date	Jul 11, 2023
Book Page	M18549/25
Instrument	2023022086

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2053

March 2023: Deed, Construction Loan

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Mar 16, 2023
Property Address	31 BERNARD AVE, HALEDON, NJ 07508-1549
Document Number	0000009029
Book / Page	D4493 / 173
Instrument Date	Feb 23, 2023
Instrument	2023009029
Transaction Type	Construction Loan
Record Updated	Apr 5, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$738.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58 GIONTI PL, NORTH HALEDON, NJ 07508-2816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 BERNARD AVE, HALEDON, NJ 07508-1549

Mortgage

Document Number	0000009030
Date	Mar 16, 2023
Instrument	2023009030

Lender

Name	SILVER HILL FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Dec 1, 2023

Tax Assessment & Valuation

Source: Passaic County and Haledon Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Haledon Borough
Elementary School District	Haledon Borough School District (KG - 08)
Secondary School District	Passaic County Manchester Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,600 (-) Land $65,000 Building $97,600	$162,600 (-) Land $65,000 Building $97,600
2025	$8,826.00 (+2.81%)	$162,600 (-) Land $65,000 Building $97,600	$162,600 (-) Land $65,000 Building $97,600
2024	$8,585.00 (+4.76%)
2023		$162,600 (-) Land $65,000 Building $97,600	$162,600 (-) Land $65,000 Building $97,600
2022	$8,195.00	$162,600 Land $65,000 Building $97,600	$162,600 Land $65,000 Building $97,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1984–2021)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER UTILITIES AUTHORITY serves 12,000 people · EPA ID NJ1603001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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