12 Bernard Ave, Haledon, NJ 07508 Property Records

Passaic County and Haledon Borough property record for 12 Bernard Ave, Haledon, NJ 07508

Property Summary

Property Type	Single Family Home
Details	1,005 sqft · built 1915
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Nov 2023)
Tax Bill	$9,173 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00105-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`03-00105-0000-00005`
Alternative APN	`030010500005`

Interior

Building Area	1,005 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	12 BERNARD AVE
City	HALEDON
State	NJ
Zip	07508-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PROPERTY OF MRS MARY HOPPER
Legal Block	105
Legal Lot Number	5
Jurisdiction	PASSAIC NJ
Township / Civil Division	HALEDON
Census Block Group	5
Census Block	5013
Census Tract	133701

Owner

Source: Passaic County and Haledon Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 BERNARD AVE, HALEDON, NJ 07508-1526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2023 · Amount on Record
Deed Sale	Nov 6, 2023 · Amount on Record
Prior Sale	Aug 11, 2014 · Amount on Record
Deed Document Number	202335586
Deed Book / Page	4614 / 264
Prior Transfer Date	Jan 23, 2014
Prior Transfer Doc	0000023026
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Nov 6, 2023
Property Address	12 BERNARD AVE, HALEDON, NJ 07508-1526
Document Number	0000035586
Book / Page	D4614 / 264
Instrument Date	Nov 3, 2023
Instrument	2023035586
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	ATLANTIC TITLE AND ESCROW SERVICES L, ATLANTIC TTL & STLMT SVC LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,012.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 BARRY DR N, HIGHLAND LAKES, NJ 07422-1138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BERNARD AVE, HALEDON, NJ 07508-1526

Mortgage

Document Number	0000035587
Date	Nov 6, 2023
Instrument	2023035587

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	12 BERNARD AVE, HALEDON, NJ 07508-1526
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	BELMONT TITLE AND SETTLEMENT SERVICES, BELMONT TTL & STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013663
Date	Mar 7, 2022
Book Page	M17853/79
Instrument	2022013663

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Passaic County and Haledon Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Haledon Borough
Elementary School District	Haledon Borough School District (KG - 08)
Secondary School District	Passaic County Manchester Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,000 (-) Land $65,000 Building $104,000	$169,000 (-) Land $65,000 Building $104,000
2025	$9,173.00 (+2.8%)	$169,000 (-) Land $65,000 Building $104,000	$169,000 (-) Land $65,000 Building $104,000
2024	$8,923.00 (+4.77%)
2023		$169,000 (-) Land $65,000 Building $104,000	$169,000 (-) Land $65,000 Building $104,000
2022	$8,517.00	$169,000 Land $65,000 Building $104,000	$169,000 Land $65,000 Building $104,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1984–2021)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER UTILITIES AUTHORITY serves 12,000 people · EPA ID NJ1603001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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