31 Benjamin Rd, Shirley, MA 01464 Property Records

Middlesex County and Shirley Town property record for 31 Benjamin Rd, Shirley, MA 01464

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,082 sqft · built 1950
Lot Size	1.06 acres (46,330 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Feb 2004)
Tax Bill	$6,880 (2026)
Deeds & Mortgages	Jan 2023 Refinance Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SHIR M:0024 B:000A L:00006`

Property Details

APN / Parcel Number

Primary APN	`SHIR M:0024 B:000A L:00006`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,082 sqft Living Area
Gross Area	4,842 sqft
Basement Area	1,704 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,330 sqft (1.06 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	31 BENJAMIN RD
City	SHIRLEY
State	MA
Zip	01464-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	A
Legal Lot Number	6
Jurisdiction	SHIRLEY MA
Township / Civil Division	SHIRLEY
Census Block Group	3
Census Block	3013
Census Tract	388200

Owner

Source: Middlesex County and Shirley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 BENJAMIN RD, SHIRLEY, MA 01464-2601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ALIGN CREDIT UNION
Mar 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ALIGN CREDIT UNION
Apr 12, 2019	Deed of Trust, Mortgage · Line of Credit ALIGN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2004 · Amount on Record
Deed Sale	Feb 26, 2004 · Amount on Record
Deed Document Number	200446166
Deed Book / Page	42117 / 434
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	31 BENJAMIN RD, SHIRLEY, MA 01464-2601
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081143-493
Date	Jan 9, 2023
Book Page	81143/493
Instrument	2324

Lender

Name	ALIGN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2043

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	31 BENJAMIN RD, SHIRLEY, MA 01464-2601
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77304-358
Date	Mar 23, 2021
Book Page	77304/358
Instrument	64431

Lender

Name	ALIGN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	31 BENJAMIN RD, SHIRLEY, MA 01464-2601
Document Number	72545-262
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 BENJAMIN RD SHIRLEY MA 014642601, SHIRLEY, MA 01464-2601

Mortgage

Document Number	72545-262
Date	May 2, 2019
Book Page	072545/000262
Instrument	56171

Lender

Name	ALIGN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Shirley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Shirley Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,880.00 (+10,484.62%)	$555,300 (+9.35%) Land $164,500 Building $390,800	$510,968 (-5.11%)
2025	$65.00 (-98.84%)	$507,800 (+23.19%) Land $137,100 Building $370,700	$538,460
2024	$5,594.00 (+9.34%)	$412,200 (+14.25%) Land $125,300 Building $286,900
2023	$5,116.00	$360,800 Land $125,300 Building $235,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHIRLEY WATER DISTRICT serves 4,165 people · EPA ID MA2270000
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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