21 Benjamin Rd, Shirley, MA 01464 Property Records

Middlesex County and Shirley Town property record for 21 Benjamin Rd, Shirley, MA 01464

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,188 sqft · built 1965
Lot Size	1.25 acres (54,607 sqft)
Owner	2 Individual Names on Record
Last Sale	$371,000 (Dec 2021)
Tax Bill	$5,297 (2026)
Deeds & Mortgages	May 2026 Mortgage Nov 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`SHIR M:0023 B:000A L:00001`

Property Details

APN / Parcel Number

Primary APN	`SHIR M:0023 B:000A L:00001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
Gross Area	2,376 sqft
Basement Area	2,376 sqft
Finished Basement	1,188 sqft
Unfinished Basement	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,607 sqft (1.25 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	21 BENJAMIN RD
City	SHIRLEY
State	MA
Zip	01464-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	A
Legal Lot Number	1
Jurisdiction	SHIRLEY MA
Township / Civil Division	SHIRLEY
Census Block Group	2
Census Block	2021
Census Tract	388200

Owner

Source: Middlesex County and Shirley Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 BENJAMIN RD, SHIRLEY, MA 01464-2601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage TIC FEDERAL CREDIT UNION
Nov 22, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) I-C FCU
Dec 10, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage I-C FCU
Jun 4, 2021	Redemption Deed, Transfer
May 24, 2017	Deed of Trust, Mortgage NEW PENN FINANCIAL LLC
Jun 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage SHIRLEY FUEL & GAS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Prior Sale	Nov 16, 1994 · Amount on Record
Deed Document Number	2021266781
Deed Book / Page	79320 / 304
Prior Transfer Date	Dec 9, 2021
Prior Transfer Doc	079320-304
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Recording Date	May 20, 2026
Property Address	21 BENJAMIN RD, SHIRLEY, MA 01464-2601
Document Number	00085619-1
Book / Page	85619 / 1
Instrument Date	May 15, 2026
Instrument	202657859
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 BENJAMIN RD, SHIRLEY, MA 01464-2601

Mortgage

Document Number	0000057859,
Date	May 20, 2026
Book Page	85619/1
Instrument	202657859

Lender

Name	TIC FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2036

Interest

Rate	6.3%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	21 BENJAMIN RD, SHIRLEY, MA 01464-2601
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082241-434
Date	Nov 22, 2023
Book Page	82241/434
Instrument	134168

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2033

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIRLEY MA
Recording Date	Dec 10, 2021
Property Address	21 BENJAMIN RD, SHIRLEY, MA 01464-2601
Document Number	079320-304
Book / Page	79320 / 304
Instrument Date	Dec 9, 2021
Instrument	266781
Transaction Type	Transfer
Record Updated	Dec 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 BENJAMIN RD, SHIRLEY, MA 01464-2601

Mortgage

Document Number	0000266782
Date	Dec 10, 2021
Instrument	266782

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2021: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	SHIRLEY MA
Recording Date	Jun 4, 2021
Property Address	21 BENJAMIN RD, SHIRLEY, MA 01464-2601
Document Number	77939-286
Book / Page	77939 / 286
Instrument Date	Apr 20, 2021
Instrument	126873
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	21 BENJAMIN RD, SHIRLEY, MA 01464-2601
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69324-48
Date	May 24, 2017
Book Page	69324/48
Instrument	76484

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	21 BENJAMIN RD, SHIRLEY, MA 01464-2601
Document Number	69435-334
Instrument Date	Jun 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69435-334
Date	Jun 15, 2017
Book Page	069435/000334
Instrument	90067

Lender

Name	SHIRLEY FUEL & GAS CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Shirley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Shirley Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,297.00 (+10,286.27%)	$427,500 (+6.96%) Land $153,500 Building $274,000	$439,504 (+2.92%)
2025	$51.00 (-98.99%)	$399,700 (+7.45%) Land $133,800 Building $265,900	$427,025
2024	$5,048.00 (+3.4%)	$372,000 (+8.05%) Land $114,200 Building $257,800
2023	$4,882.00	$344,300 Land $114,200 Building $230,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1982–2010)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHIRLEY WATER DISTRICT serves 4,165 people · EPA ID MA2270000
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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