Cascade County property record for 31 Bear Dr, Great Falls, MT 59404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,428 sqft · built 2025 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $64,000 (Oct 2010) |
| Tax Bill | $3,959 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Mar 2024 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | R614826 |
| Primary APN | R614826 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,428 sqft Living Area |
| 1st Floor Area | 2,428 sqft |
| Basement Area | 2,388 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 261,360 sqft (6 acres) |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 0002520420 |
|---|---|
| Street Address | 31 BEAR DR |
| City | GREAT FALLS |
| State | MT |
| Zip | 59404-6423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BIG SPRINGS, S35, T20 N, R03 E, LOT 39C, ACRES 6 |
| Legal Range | 03E |
| Legal Township | 20N |
| Legal Section | 35 |
| Legal Subdivision | BIG SPRINGS |
| Legal Lot Number | 39C |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | GREAT FALLS |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 2302 |
Source: Cascade County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31 BEAR DR, GREAT FALLS, MT 59404-6423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2025 | Deed of Trust, Mortgage · Line of Credit STOCKMAN BANK OF MONTANA |
| Mar 6, 2024 | Warranty Deed, Transfer · Conventional Mortgage CLEARWATER FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2010 · Amount on Record |
| Deed Sale | Oct 1, 2010 · Amount on Record |
| Prior Sale | Jan 27, 2010 |
| Deed Document Number | 2010222411 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 31 BEAR DR, GREAT FALLS, MT 59404-6423 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Title Company | UNKNOWN, FLYING S TITLE |
| Name | Verified Name |
|---|---|
| Address | 31 BEAR DR, GREAT FALLS, MT 59404-6423 |
| Document Number | 00R0474834 |
|---|---|
| Date | Oct 8, 2025 |
| Instrument | R0474834 |
| Name | STOCKMAN BANK OF MONTANA |
|---|---|
| Type | Bank |
| Address | GREAT FALLS, MT 59403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 20, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Mar 6, 2024 |
| Property Address | 39C BEAR DR, GREAT FALLS, MT 59404-6423 |
| Document Number | 00R0453805 |
| Map Reference | DOC P-2008-000008 |
| Instrument Date | Mar 5, 2024 |
| Instrument | R0453805 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1140 PATTERSON AVE, GREAT FALLS, MT 59405-8282 |
| Document Number | 00R0453806 |
|---|---|
| Date | Mar 6, 2024 |
| Instrument | R0453806 |
| Name | CLEARWATER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 7% |
| Max Rate At Change | 9% |
| Index | FHLBNY's 5-Year Index |
| Max Rate | 12% |
Source: Cascade County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Elementary School District | Great Falls Elementary School District (PK - 08) |
| Secondary School District | Great Falls High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,959.00 (+50.25%) | $822,300 (+50.71%) | |
| 2025 | $2,635.00 (+295.65%) | $545,600 (+484.15%) | $822,300 (+780.41%) Land $110,100 Building $712,200 |
| 2023 | $666.00 | $93,400 | $93,400 Land $93,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 83% of Montana |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Konceptio Data Services Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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