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31 Bay Pointe Dr, Bloomington, IL 61704 Property Records

McLean County property record for 31 Bay Pointe Dr, Bloomington, IL 61704

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,505 sqft · built 1989
Lot Size0.311 acres (13,540 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (Oct 2020)
Tax Bill$7,764 (2024)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-25-176-031

Property Details

APN / Parcel Number

Primary APN14-25-176-031

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,505 sqft Living Area
Gross Area3,555 sqft
1st Floor Area1,350 sqft
Basement Area322 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area13,540 sqft (0.311 acres)
Lot Dimensions139 ft deep x 97 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area728 sqft
Parking Spaces3 Parking Spaces
PorchOpen Frame Porch
Deck Area192 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address31 BAY POINTE DR
CityBLOOMINGTON
StateIL
Zip61704-1448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionNORTH POINTE NO 7 LOT 616
Legal Range02E
Legal Township24N
Legal Section25
Legal SubdivisionNORTH POINTE
Legal Lot Number616
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group1
Census Block1016
Census Tract506

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address31 BAY POINTE DR, BLOOMINGTON, IL 61704-1448
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2020 · Amount on Record
Deed SaleOct 29, 2020 · Amount on Record
Deed Document Number202023216
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateOct 29, 2020
Property Address31 BAY POINTE DR, BLOOMINGTON, IL 61704-1448
Document Number202000023216
Map ReferenceDOC 86-9608
Instrument DateOct 15, 2020
Instrument2020-00023216
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyALLIANCE LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$352.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address31 BAY POINTE DR, BLOOMINGTON, IL 61704-1448

Mortgage

Document Number202000023217
DateOct 29, 2020
Instrument2020-00023217
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate
Rate2.62%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$108,091 (+28.04%) Land $28,679 Building $79,412$324,273 (+28.04%) Land $86,037 Building $238,236
2024$7,764.00 (+16.86%)
2023$6,644.00$84,419 Land $22,398 Building $62,021$253,257 Land $67,194 Building $186,063

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
Watch TV
Fixed Wireless		100 / 20

May also be available: Pavlov Media.

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