27 Bay Pointe Dr, Bloomington, IL 61704 Property Records

McLean County property record for 27 Bay Pointe Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,695 sqft · built 1988
Lot Size	0.228 acres (9,940 sqft)
Owner	2 Company Names on File
Last Sale	$23,400 (Apr 2013)
Tax Bill	$8,629 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit Jul 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-25-176-029`

Property Details

APN / Parcel Number

Primary APN	`14-25-176-029`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,695 sqft Living Area
Gross Area	4,500 sqft
1st Floor Area	1,666 sqft
Basement Area	1,222 sqft
Finished Basement	900 sqft
Unfinished Basement	322 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	9,940 sqft (0.228 acres)
Lot Dimensions	126 ft deep x 79 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Deck Area	408 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	27 BAY POINTE DR
City	BLOOMINGTON
State	IL
Zip	61704-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	NORTH POINTE NO 7 LOT 614
Legal Range	02E
Legal Township	24N
Legal Section	25
Legal Subdivision	NORTH POINTE
Legal Lot Number	614
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1016
Census Tract	506

Owner

27 Bay Pointe Dr is owned by a company that acquired it in July 2022.

Source: McLean County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	27 BAY POINTE DR, BLOOMINGTON, IL 61704-1448
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Line of Credit MORTON COMMUNITY BANK
Jul 28, 2022	Intrafamily Transfer, Transfer ATTORNEY
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK SPRINGFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2013 · Amount on File
Deed Sale	Apr 23, 2013 · Amount on File
Deed Document Number	201310552
Last Transfer Date	Jul 18, 2022
Transfer Doc	0000013347
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	27 BAY POINTE DR, BLOOMINGTON, IL 61704-1448
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202600003599
Date	Mar 12, 2026
Instrument	2026-00003599

Lender

Name	MORTON COMMUNITY BANK
Type	Bank
Address	MORTON, IL 61550

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Feb 25, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Jul 28, 2022
Property Address	27 BAY POINTE DR, BLOOMINGTON, IL 61704-1448
Document Number	202200013347
Map Reference	DOC 86-9608
Instrument Date	Jul 18, 2022
Instrument	2022-00013347
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	27 BAY POINTE DR, BLOOMINGTON, IL 61704-1448

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	27 BAY POINTE DR, BLOOMINGTON, IL 61704-1448
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100010701
Date	May 7, 2021
Instrument	2021-00010701

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$119,418 Land $25,548 Building $93,870	$358,254 Land $76,644 Building $281,610
2024	$8,629.00 (+16.72%)
2023	$7,393.00 (+3.79%)	$93,266 (+7.68%) Land $19,953 Building $73,313	$279,798 (+7.68%) Land $59,859 Building $219,939
2022	$7,123.00	$86,614 Land $18,530 Building $68,084	$259,842 Land $55,590 Building $204,252

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Bay Pointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 27 Bay Pointe Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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