Worcester County and Gardner City property record for 23 Barthel Ave, Gardner, MA 01440
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,008 sqft · built 1906 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $92,000 (Oct 2014) |
| Tax Bill | $4,300 (2026) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Dec 2025 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:M22 B:6 L:4 |
| Primary APN | GARD M:M22 B:6 L:4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,008 sqft Living Area |
| Gross Area | 4,302 sqft |
| Basement Area | 1,004 sqft |
| Unfinished Basement | 1,004 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Architectural Style | Duplex Single |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 23 BARTHEL AVE |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2501 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R1 |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 707300 |
23 Barthel Ave, a duplex, is owned and occupied by two individuals who acquired it in July 2023.
Source: Worcester County and Gardner City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 BARTHEL AVE, GARDNER, MA 01440-2501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 24, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage WORKERS CU |
| Dec 17, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage WORKERS CU |
| Jul 21, 2023 | Quit Claim Deed, Transfer · Stand-Alone Refinance DIGITAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2014 · Amount on File |
| Deed Sale | Oct 3, 2014 · Amount on File |
| Deed Document Number | 201492825 |
| Deed Book / Page | 52878 / 290 |
| Last Transfer Date | Jul 15, 2023 |
| Transfer Doc | 0069417-37 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 23 BARTHEL AVE, GARDNER, MA 01440-2501 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0073014-65 |
|---|---|
| Date | Dec 24, 2025 |
| Book Page | 73014/65 |
| Instrument | 112638 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 217 Months |
| Due | Jan 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 23 BARTHEL AVE, GARDNER, MA 01440-2501 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 072979-147 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 72979/147 |
| Instrument | 110215 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | Jan 1, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Jul 21, 2023 |
| Property Address | 23 BARTHEL AVE, GARDNER, MA 01440-2501 |
| Document Number | 0069417-37 |
| Book / Page | 69417 / 37 |
| Instrument Date | Jul 15, 2023 |
| Instrument | 59082 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 0069417-40 |
|---|---|
| Date | Jul 21, 2023 |
| Book Page | 69417/40 |
| Instrument | 59083 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
The 2026 property tax bill for 23 Barthel Ave was $4,300, up 13.9% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,300.00 (+13.94%) | $312,300 (+18.84%) Land $77,700 Building $234,600 | $355,422 |
| 2025 | $3,774.00 (+0.08%) | $262,800 (+4.45%) Land $70,600 Building $192,200 | |
| 2024 | $3,771.00 (+3.23%) | $251,600 (+11.08%) Land $64,300 Building $187,300 | |
| 2023 | $3,653.00 | $226,500 Land $63,400 Building $163,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Barthel Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Barthel Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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