31 Bamburg Ct, Elgin, SC 29045 Property Records

Kershaw County property record for 31 Bamburg Ct, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	2,928 sqft · built 2020
Lot Size	0.569 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$203,564 (Mar 2020)
Tax Bill	$1,291 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`320-00-00-046-SKM`

Property Details

APN / Parcel Number

Primary APN	`320-00-00-046-SKM`
Alternative APN	`17803`

Interior

Stories	1 Story
Building Area	2,928 sqft Gross Area

Exterior

Year Built	Built 2020
Exterior Material	Vinyl
Lot Area	24,829 sqft (0.569 acres)

Location & Zoning

Account Number	17803
Street Address	31 BAMBURG CT
City	ELGIN
State	SC
Zip	29045-9811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REGAL WOODS SUBDIV PHASE 1 LOT 46
Legal Subdivision	REGAL WOODS SUBD
Legal Phase	1
Legal Lot Number	46
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1010
Census Tract	970909

Owner

31 Bamburg Ct is owned and occupied by two individuals who acquired it in March 2020.

Source: Kershaw County records, as of November 6, 2025

Owner of Record	2 Individual Names on File
Mailing Address	31 BAMBURG CT, ELGIN, SC 29045-9811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2020 · Amount on File
Deed Sale	Mar 27, 2020 · Amount on File
Deed Document Number	0000419619
Deed Book / Page	4196 / 19
Last Transfer Date	Mar 31, 2020
Transfer Doc	0000002825
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Mar 31, 2020
Property Address	31 BAMBURG CT, ELGIN, SC 29045-9811
Document Number	0000002825
Book / Page	004196 / 000019
Instrument Date	Mar 27, 2020
Instrument	2825
Transaction Type	Subdivision Related Transfer
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$753.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 BAMBURG CT ELGIN SC 290459811, ELGIN, SC 29045-9811

Mortgage

Document Number	2826
Date	Mar 31, 2020
Book Page	004196/000024
Instrument	2826

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 31 Bamburg Ct was $1,291.

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,291.00	$204,000 Land $30,000 Building $174,000	$204,000
2023	$1,299.00	$204,000 Land $30,000 Building $174,000	$204,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Bamburg Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Bamburg Ct is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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