20 Bamburg Ct, Elgin, SC 29045 Property Records

Kershaw County property record for 20 Bamburg Ct, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	2,760 sqft · built 2019
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$324,000 (Sep 2023)
Tax Bill	$1,932 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`320-00-00-043-SKM`

Property Details

APN / Parcel Number

Primary APN	`320-00-00-043-SKM`
Alternative APN	`17803`

Interior

Stories	2 Stories
Building Area	2,760 sqft Gross Area

Exterior

Year Built	Built 2019
Exterior Material	Vinyl
Lot Area	16,988 sqft (0.389 acres)

Location & Zoning

Account Number	17803
Street Address	20 BAMBURG CT
City	ELGIN
State	SC
Zip	29045-9811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REGAL WOODS SUBDIV PHASE 1 LOT 43
Legal Subdivision	REGAL WOODS SUBD
Legal Phase	1
Legal Lot Number	43
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1010
Census Tract	970909

Owner

20 Bamburg Ct is owned and occupied by an individual who bought it in September 2023.

Source: Kershaw County records, as of November 6, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	20 BAMBURG CT, ELGIN, SC 29045-9811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Nov 22, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2023 · Amount on File
Deed Sale	Sep 13, 2023 · Amount on File
Deed Document Number	2023-7871
Deed Book / Page	5012 / 202
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Sep 13, 2023
Property Address	20 BAMBURG CT, ELGIN, SC 29045-9811
Document Number	0020237871
Book / Page	5012 / 202
Map Reference	MB D50 PG 1
Instrument Date	Sep 6, 2023
Instrument	2023-7871
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$842.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 BAMBURG CT, ELGIN, SC 29045-9811

Mortgage

Document Number	0020237872
Date	Sep 13, 2023
Instrument	2023-7872

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2048

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Nov 22, 2019
Property Address	20 BAMBURG CT, ELGIN, SC 29045-9811
Document Number	0000009449
Book / Page	004129 / 000012
Instrument Date	Nov 21, 2019
Instrument	9449
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$795.44
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	20 BAMBURG CT ELGIN SC 290459811, ELGIN, SC 29045-9811

Mortgage

Document Number	9450
Date	Nov 22, 2019
Book Page	004129/000013
Instrument	9450

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 20 Bamburg Ct was $1,932.

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,932.00	$324,000 Land $30,000 Building $294,000	$324,000
2023	$1,385.00 (+6.13%)	$215,600 (-) Land $30,000 Building $185,600	$215,600 (-)
2022	$1,305.00	$215,600 Land $30,000 Building $185,600	$215,600 Land $30,000 Building $185,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Bamburg Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Bamburg Ct is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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