31 Avery Dr, Coldwater, MI 49036 Property Records

Branch County property record for 31 Avery Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	1 ba · 701 sqft
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$39,900 (Nov 2004)
Tax Bill	$1,470 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-923-00`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-923-00`

Interior

Full Baths	1 Bath
Building Area	701 sqft Living Area
1st Floor Area	701 sqft
Basement Area	701 sqft
Unfinished Basement	701 sqft

Exterior

Architectural Style	Ranch
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	31 AVERY DR
City	COLDWATER
State	MI
Zip	49036-1727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 & S 8 FT LOT 34 AVERY PARK MANOR EXC W 50 FT THEREOF SEC 22 T6S R6W
Legal Range	06W
Legal Township	06S
Legal Section	22
Legal Subdivision	AVERY PARK MANOR
Legal Lot Number	33-34
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1028
Census Tract	951400

Owner

31 Avery Dr is owned by two individuals who acquired it in May 2020.

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	156 CHURCH ST, COLDWATER, MI 49036-1756
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Jun 4, 2020	Intrafamily Transfer, Transfer · Line of Credit HONOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2004 · Amount on File
Deed Sale	Nov 9, 2004 · Amount on File
Prior Sale	Sep 5, 2003 · Amount on File
Deed Document Number	200410857
Deed Book / Page	1049 / 569
Last Transfer Date	May 11, 2020
Transfer Doc	202003565
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	31 AVERY DR, COLDWATER, MI 49036-1727
Transaction Type	Mortgage
Record Updated	Aug 24, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202005054
Date	Aug 6, 2020
Instrument	2020-05054

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2035

Interest

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Jun 4, 2020
Property Address	31 AVERY DR, COLDWATER, MI 49036-1727
Document Number	202003565
Instrument Date	May 11, 2020
Instrument	2020-03565
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 AVERY DR, COLDWATER, MI 49036-1727

Mortgage

Document Number	202003566
Date	Jun 4, 2020
Instrument	2020-03566

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	May 12, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 31 Avery Dr was $1,470, up 3.5% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,050 (-6.78%)	$92,100 (-6.78%)
2025	$1,470.00 (+3.52%)	$49,400	$98,800
2024	$1,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Avery Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Avery Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Frontier, Verizon.

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